LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,715
−HK$5,939/mo
▼ 0.25% · 3.875%
HK$97,661
−HK$2,993/mo
Today · 4.125%
HK$100,654
baseline
▲ 0.50% · 4.625%
HK$106,779
+HK$6,125/mo
Deposit HK$20.77M · loan HK$20.77M · min. income ≈ HK$201,308/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$1,765,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,369
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$108,195
−HK$2,867/mo
Today · 4.125%
HK$111,062
baseline
▲ 0.50% · 4.625%
HK$116,916
+HK$5,854/mo
Deposit HK$20.77M · loan HK$20.77M · min. income ≈ HK$222,124/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$1,765,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,658
−HK$7,127/mo
▼ 0.25% · 3.875%
HK$117,193
−HK$3,592/mo
Today · 4.125%
HK$120,785
baseline
▲ 0.50% · 4.625%
HK$128,134
+HK$7,349/mo
Deposit HK$16.61M · loan HK$24.92M · min. income ≈ HK$241,570/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,765,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,443
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$129,834
−HK$3,440/mo
Today · 4.125%
HK$133,274
baseline
▲ 0.50% · 4.625%
HK$140,299
+HK$7,025/mo
Deposit HK$16.61M · loan HK$24.92M · min. income ≈ HK$266,548/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,765,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,600
−HK$8,316/mo
▼ 0.25% · 3.875%
HK$136,725
−HK$4,191/mo
Today · 4.125%
HK$140,916
baseline
▲ 0.50% · 4.625%
HK$149,490
+HK$8,574/mo
Deposit HK$12.46M · loan HK$29.08M · min. income ≈ HK$281,832/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,765,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,517
−HK$7,969/mo
▼ 0.25% · 3.875%
HK$151,473
−HK$4,013/mo
Today · 4.125%
HK$155,486
baseline
▲ 0.50% · 4.625%
HK$163,682
+HK$8,196/mo
Deposit HK$12.46M · loan HK$29.08M · min. income ≈ HK$310,972/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,765,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,486
−HK$10,691/mo
▼ 0.25% · 3.875%
HK$175,789
−HK$5,388/mo
Today · 4.125%
HK$181,177
baseline
▲ 0.50% · 4.625%
HK$192,201
+HK$11,024/mo
Deposit HK$4.15M · loan HK$37.38M · min. income ≈ HK$362,354/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,765,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,664
−HK$10,247/mo
▼ 0.25% · 3.875%
HK$194,751
−HK$5,160/mo
Today · 4.125%
HK$199,911
baseline
▲ 0.50% · 4.625%
HK$210,449
+HK$10,538/mo
Deposit HK$4.15M · loan HK$37.38M · min. income ≈ HK$399,822/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,765,315 · Scale 2, in force from 26 Feb 2026)