LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,720
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$97,666
−HK$2,994/mo
Today · 4.125%
HK$100,660
baseline
▲ 0.50% · 4.625%
HK$106,785
+HK$6,125/mo
Deposit HK$20.77M · loan HK$20.77M · min. income ≈ HK$201,320/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$1,765,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,375
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$108,201
−HK$2,867/mo
Today · 4.125%
HK$111,068
baseline
▲ 0.50% · 4.625%
HK$116,923
+HK$5,855/mo
Deposit HK$20.77M · loan HK$20.77M · min. income ≈ HK$222,136/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$1,765,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,664
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$117,200
−HK$3,592/mo
Today · 4.125%
HK$120,792
baseline
▲ 0.50% · 4.625%
HK$128,142
+HK$7,350/mo
Deposit HK$16.62M · loan HK$24.92M · min. income ≈ HK$241,584/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,765,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,450
−HK$6,832/mo
▼ 0.25% · 3.875%
HK$129,841
−HK$3,441/mo
Today · 4.125%
HK$133,282
baseline
▲ 0.50% · 4.625%
HK$140,307
+HK$7,025/mo
Deposit HK$16.62M · loan HK$24.92M · min. income ≈ HK$266,564/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,765,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,608
−HK$8,316/mo
▼ 0.25% · 3.875%
HK$136,733
−HK$4,191/mo
Today · 4.125%
HK$140,924
baseline
▲ 0.50% · 4.625%
HK$149,499
+HK$8,575/mo
Deposit HK$12.46M · loan HK$29.08M · min. income ≈ HK$281,848/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,765,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,525
−HK$7,970/mo
▼ 0.25% · 3.875%
HK$151,482
−HK$4,013/mo
Today · 4.125%
HK$155,495
baseline
▲ 0.50% · 4.625%
HK$163,692
+HK$8,197/mo
Deposit HK$12.46M · loan HK$29.08M · min. income ≈ HK$310,990/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,765,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,496
−HK$10,692/mo
▼ 0.25% · 3.875%
HK$175,799
−HK$5,389/mo
Today · 4.125%
HK$181,188
baseline
▲ 0.50% · 4.625%
HK$192,212
+HK$11,024/mo
Deposit HK$4.15M · loan HK$37.39M · min. income ≈ HK$362,376/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,765,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,675
−HK$10,248/mo
▼ 0.25% · 3.875%
HK$194,762
−HK$5,161/mo
Today · 4.125%
HK$199,923
baseline
▲ 0.50% · 4.625%
HK$210,461
+HK$10,538/mo
Deposit HK$4.15M · loan HK$37.39M · min. income ≈ HK$399,846/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,765,415 · Scale 2, in force from 26 Feb 2026)