LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,726
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$97,672
−HK$2,994/mo
Today · 4.125%
HK$100,666
baseline
▲ 0.50% · 4.625%
HK$106,791
+HK$6,125/mo
Deposit HK$20.77M · loan HK$20.77M · min. income ≈ HK$201,332/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$1,765,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,381
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$108,208
−HK$2,867/mo
Today · 4.125%
HK$111,075
baseline
▲ 0.50% · 4.625%
HK$116,930
+HK$5,855/mo
Deposit HK$20.77M · loan HK$20.77M · min. income ≈ HK$222,150/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$1,765,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,671
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$117,207
−HK$3,592/mo
Today · 4.125%
HK$120,799
baseline
▲ 0.50% · 4.625%
HK$128,149
+HK$7,350/mo
Deposit HK$16.62M · loan HK$24.93M · min. income ≈ HK$241,598/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,765,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,458
−HK$6,832/mo
▼ 0.25% · 3.875%
HK$129,849
−HK$3,441/mo
Today · 4.125%
HK$133,290
baseline
▲ 0.50% · 4.625%
HK$140,316
+HK$7,026/mo
Deposit HK$16.62M · loan HK$24.93M · min. income ≈ HK$266,580/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,765,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,616
−HK$8,316/mo
▼ 0.25% · 3.875%
HK$136,741
−HK$4,191/mo
Today · 4.125%
HK$140,932
baseline
▲ 0.50% · 4.625%
HK$149,508
+HK$8,576/mo
Deposit HK$12.46M · loan HK$29.08M · min. income ≈ HK$281,864/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,765,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,534
−HK$7,971/mo
▼ 0.25% · 3.875%
HK$151,491
−HK$4,014/mo
Today · 4.125%
HK$155,505
baseline
▲ 0.50% · 4.625%
HK$163,702
+HK$8,197/mo
Deposit HK$12.46M · loan HK$29.08M · min. income ≈ HK$311,010/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,765,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,506
−HK$10,692/mo
▼ 0.25% · 3.875%
HK$175,810
−HK$5,388/mo
Today · 4.125%
HK$181,198
baseline
▲ 0.50% · 4.625%
HK$192,224
+HK$11,026/mo
Deposit HK$4.15M · loan HK$37.39M · min. income ≈ HK$362,396/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,765,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,686
−HK$10,249/mo
▼ 0.25% · 3.875%
HK$194,774
−HK$5,161/mo
Today · 4.125%
HK$199,935
baseline
▲ 0.50% · 4.625%
HK$210,473
+HK$10,538/mo
Deposit HK$4.15M · loan HK$37.39M · min. income ≈ HK$399,870/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,765,522 · Scale 2, in force from 26 Feb 2026)