LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,728
−HK$5,940/mo
▼ 0.25% · 3.875%
HK$97,675
−HK$2,993/mo
Today · 4.125%
HK$100,668
baseline
▲ 0.50% · 4.625%
HK$106,794
+HK$6,126/mo
Deposit HK$20.77M · loan HK$20.77M · min. income ≈ HK$201,336/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$1,765,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,384
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$108,210
−HK$2,868/mo
Today · 4.125%
HK$111,078
baseline
▲ 0.50% · 4.625%
HK$116,933
+HK$5,855/mo
Deposit HK$20.77M · loan HK$20.77M · min. income ≈ HK$222,156/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$1,765,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,674
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$117,210
−HK$3,592/mo
Today · 4.125%
HK$120,802
baseline
▲ 0.50% · 4.625%
HK$128,153
+HK$7,351/mo
Deposit HK$16.62M · loan HK$24.93M · min. income ≈ HK$241,604/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,765,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,461
−HK$6,832/mo
▼ 0.25% · 3.875%
HK$129,852
−HK$3,441/mo
Today · 4.125%
HK$133,293
baseline
▲ 0.50% · 4.625%
HK$140,319
+HK$7,026/mo
Deposit HK$16.62M · loan HK$24.93M · min. income ≈ HK$266,586/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,765,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,619
−HK$8,317/mo
▼ 0.25% · 3.875%
HK$136,745
−HK$4,191/mo
Today · 4.125%
HK$140,936
baseline
▲ 0.50% · 4.625%
HK$149,511
+HK$8,575/mo
Deposit HK$12.46M · loan HK$29.08M · min. income ≈ HK$281,872/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,765,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,538
−HK$7,971/mo
▼ 0.25% · 3.875%
HK$151,495
−HK$4,014/mo
Today · 4.125%
HK$155,509
baseline
▲ 0.50% · 4.625%
HK$163,706
+HK$8,197/mo
Deposit HK$12.46M · loan HK$29.08M · min. income ≈ HK$311,018/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,765,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,511
−HK$10,692/mo
▼ 0.25% · 3.875%
HK$175,814
−HK$5,389/mo
Today · 4.125%
HK$181,203
baseline
▲ 0.50% · 4.625%
HK$192,229
+HK$11,026/mo
Deposit HK$4.15M · loan HK$37.39M · min. income ≈ HK$362,406/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,765,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,691
−HK$10,249/mo
▼ 0.25% · 3.875%
HK$194,779
−HK$5,161/mo
Today · 4.125%
HK$199,940
baseline
▲ 0.50% · 4.625%
HK$210,479
+HK$10,539/mo
Deposit HK$4.15M · loan HK$37.39M · min. income ≈ HK$399,880/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,765,567 · Scale 2, in force from 26 Feb 2026)