LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,729
−HK$5,941/mo
▼ 0.25% · 3.875%
HK$97,676
−HK$2,994/mo
Today · 4.125%
HK$100,670
baseline
▲ 0.50% · 4.625%
HK$106,795
+HK$6,125/mo
Deposit HK$20.77M · loan HK$20.77M · min. income ≈ HK$201,340/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$1,765,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,385
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$108,212
−HK$2,867/mo
Today · 4.125%
HK$111,079
baseline
▲ 0.50% · 4.625%
HK$116,934
+HK$5,855/mo
Deposit HK$20.77M · loan HK$20.77M · min. income ≈ HK$222,158/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$1,765,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,675
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$117,211
−HK$3,592/mo
Today · 4.125%
HK$120,803
baseline
▲ 0.50% · 4.625%
HK$128,154
+HK$7,351/mo
Deposit HK$16.62M · loan HK$24.93M · min. income ≈ HK$241,606/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,765,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,462
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$129,854
−HK$3,441/mo
Today · 4.125%
HK$133,295
baseline
▲ 0.50% · 4.625%
HK$140,321
+HK$7,026/mo
Deposit HK$16.62M · loan HK$24.93M · min. income ≈ HK$266,590/mo (50% DSR)
Upfront cash ≈ HK$18.38M (deposit + AVD stamp duty HK$1,765,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,621
−HK$8,316/mo
▼ 0.25% · 3.875%
HK$136,746
−HK$4,191/mo
Today · 4.125%
HK$140,937
baseline
▲ 0.50% · 4.625%
HK$149,513
+HK$8,576/mo
Deposit HK$12.46M · loan HK$29.08M · min. income ≈ HK$281,874/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,765,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,539
−HK$7,971/mo
▼ 0.25% · 3.875%
HK$151,496
−HK$4,014/mo
Today · 4.125%
HK$155,510
baseline
▲ 0.50% · 4.625%
HK$163,708
+HK$8,198/mo
Deposit HK$12.46M · loan HK$29.08M · min. income ≈ HK$311,020/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,765,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,513
−HK$10,692/mo
▼ 0.25% · 3.875%
HK$175,816
−HK$5,389/mo
Today · 4.125%
HK$181,205
baseline
▲ 0.50% · 4.625%
HK$192,231
+HK$11,026/mo
Deposit HK$4.15M · loan HK$37.39M · min. income ≈ HK$362,410/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,765,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,693
−HK$10,249/mo
▼ 0.25% · 3.875%
HK$194,781
−HK$5,161/mo
Today · 4.125%
HK$199,942
baseline
▲ 0.50% · 4.625%
HK$210,481
+HK$10,539/mo
Deposit HK$4.15M · loan HK$37.39M · min. income ≈ HK$399,884/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,765,587 · Scale 2, in force from 26 Feb 2026)