LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,752
−HK$5,942/mo
▼ 0.25% · 3.875%
HK$97,700
−HK$2,994/mo
Today · 4.125%
HK$100,694
baseline
▲ 0.50% · 4.625%
HK$106,821
+HK$6,127/mo
Deposit HK$20.78M · loan HK$20.78M · min. income ≈ HK$201,388/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$1,766,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,411
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$108,238
−HK$2,868/mo
Today · 4.125%
HK$111,106
baseline
▲ 0.50% · 4.625%
HK$116,962
+HK$5,856/mo
Deposit HK$20.78M · loan HK$20.78M · min. income ≈ HK$222,212/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$1,766,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,703
−HK$7,130/mo
▼ 0.25% · 3.875%
HK$117,239
−HK$3,594/mo
Today · 4.125%
HK$120,833
baseline
▲ 0.50% · 4.625%
HK$128,185
+HK$7,352/mo
Deposit HK$16.62M · loan HK$24.93M · min. income ≈ HK$241,666/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,766,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,493
−HK$6,834/mo
▼ 0.25% · 3.875%
HK$129,886
−HK$3,441/mo
Today · 4.125%
HK$133,327
baseline
▲ 0.50% · 4.625%
HK$140,355
+HK$7,028/mo
Deposit HK$16.62M · loan HK$24.93M · min. income ≈ HK$266,654/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,766,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,653
−HK$8,319/mo
▼ 0.25% · 3.875%
HK$136,779
−HK$4,193/mo
Today · 4.125%
HK$140,972
baseline
▲ 0.50% · 4.625%
HK$149,549
+HK$8,577/mo
Deposit HK$12.47M · loan HK$29.09M · min. income ≈ HK$281,944/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,766,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,575
−HK$7,973/mo
▼ 0.25% · 3.875%
HK$151,533
−HK$4,015/mo
Today · 4.125%
HK$155,548
baseline
▲ 0.50% · 4.625%
HK$163,747
+HK$8,199/mo
Deposit HK$12.47M · loan HK$29.09M · min. income ≈ HK$311,096/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,766,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,554
−HK$10,695/mo
▼ 0.25% · 3.875%
HK$175,859
−HK$5,390/mo
Today · 4.125%
HK$181,249
baseline
▲ 0.50% · 4.625%
HK$192,278
+HK$11,029/mo
Deposit HK$4.16M · loan HK$37.40M · min. income ≈ HK$362,498/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,766,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,740
−HK$10,251/mo
▼ 0.25% · 3.875%
HK$194,828
−HK$5,163/mo
Today · 4.125%
HK$199,991
baseline
▲ 0.50% · 4.625%
HK$210,532
+HK$10,541/mo
Deposit HK$4.16M · loan HK$37.40M · min. income ≈ HK$399,982/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,766,016 · Scale 2, in force from 26 Feb 2026)