LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,761
−HK$5,942/mo
▼ 0.25% · 3.875%
HK$97,709
−HK$2,994/mo
Today · 4.125%
HK$100,703
baseline
▲ 0.50% · 4.625%
HK$106,831
+HK$6,128/mo
Deposit HK$20.78M · loan HK$20.78M · min. income ≈ HK$201,406/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$1,766,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,421
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$108,248
−HK$2,868/mo
Today · 4.125%
HK$111,116
baseline
▲ 0.50% · 4.625%
HK$116,973
+HK$5,857/mo
Deposit HK$20.78M · loan HK$20.78M · min. income ≈ HK$222,232/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$1,766,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,713
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$117,250
−HK$3,594/mo
Today · 4.125%
HK$120,844
baseline
▲ 0.50% · 4.625%
HK$128,197
+HK$7,353/mo
Deposit HK$16.62M · loan HK$24.93M · min. income ≈ HK$241,688/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,766,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,505
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$129,898
−HK$3,442/mo
Today · 4.125%
HK$133,340
baseline
▲ 0.50% · 4.625%
HK$140,368
+HK$7,028/mo
Deposit HK$16.62M · loan HK$24.93M · min. income ≈ HK$266,680/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,766,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,665
−HK$8,320/mo
▼ 0.25% · 3.875%
HK$136,792
−HK$4,193/mo
Today · 4.125%
HK$140,985
baseline
▲ 0.50% · 4.625%
HK$149,563
+HK$8,578/mo
Deposit HK$12.47M · loan HK$29.09M · min. income ≈ HK$281,970/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,766,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,589
−HK$7,974/mo
▼ 0.25% · 3.875%
HK$151,547
−HK$4,016/mo
Today · 4.125%
HK$155,563
baseline
▲ 0.50% · 4.625%
HK$163,763
+HK$8,200/mo
Deposit HK$12.47M · loan HK$29.09M · min. income ≈ HK$311,126/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,766,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,570
−HK$10,696/mo
▼ 0.25% · 3.875%
HK$175,876
−HK$5,390/mo
Today · 4.125%
HK$181,266
baseline
▲ 0.50% · 4.625%
HK$192,296
+HK$11,030/mo
Deposit HK$4.16M · loan HK$37.40M · min. income ≈ HK$362,532/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,766,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,757
−HK$10,252/mo
▼ 0.25% · 3.875%
HK$194,847
−HK$5,162/mo
Today · 4.125%
HK$200,009
baseline
▲ 0.50% · 4.625%
HK$210,552
+HK$10,543/mo
Deposit HK$4.16M · loan HK$37.40M · min. income ≈ HK$400,018/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,766,181 · Scale 2, in force from 26 Feb 2026)