LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,769
−HK$5,943/mo
▼ 0.25% · 3.875%
HK$97,717
−HK$2,995/mo
Today · 4.125%
HK$100,712
baseline
▲ 0.50% · 4.625%
HK$106,840
+HK$6,128/mo
Deposit HK$20.78M · loan HK$20.78M · min. income ≈ HK$201,424/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$1,766,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,429
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$108,257
−HK$2,868/mo
Today · 4.125%
HK$111,125
baseline
▲ 0.50% · 4.625%
HK$116,983
+HK$5,858/mo
Deposit HK$20.78M · loan HK$20.78M · min. income ≈ HK$222,250/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$1,766,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,723
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$117,260
−HK$3,594/mo
Today · 4.125%
HK$120,854
baseline
▲ 0.50% · 4.625%
HK$128,208
+HK$7,354/mo
Deposit HK$16.62M · loan HK$24.94M · min. income ≈ HK$241,708/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,766,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,515
−HK$6,835/mo
▼ 0.25% · 3.875%
HK$129,908
−HK$3,442/mo
Today · 4.125%
HK$133,350
baseline
▲ 0.50% · 4.625%
HK$140,380
+HK$7,030/mo
Deposit HK$16.62M · loan HK$24.94M · min. income ≈ HK$266,700/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,766,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,676
−HK$8,320/mo
▼ 0.25% · 3.875%
HK$136,803
−HK$4,193/mo
Today · 4.125%
HK$140,996
baseline
▲ 0.50% · 4.625%
HK$149,576
+HK$8,580/mo
Deposit HK$12.47M · loan HK$29.09M · min. income ≈ HK$281,992/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,766,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,601
−HK$7,975/mo
▼ 0.25% · 3.875%
HK$151,560
−HK$4,016/mo
Today · 4.125%
HK$155,576
baseline
▲ 0.50% · 4.625%
HK$163,776
+HK$8,200/mo
Deposit HK$12.47M · loan HK$29.09M · min. income ≈ HK$311,152/mo (50% DSR)
Upfront cash ≈ HK$14.23M (deposit + AVD stamp duty HK$1,766,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,584
−HK$10,697/mo
▼ 0.25% · 3.875%
HK$175,890
−HK$5,391/mo
Today · 4.125%
HK$181,281
baseline
▲ 0.50% · 4.625%
HK$192,312
+HK$11,031/mo
Deposit HK$4.16M · loan HK$37.40M · min. income ≈ HK$362,562/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,766,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,773
−HK$10,253/mo
▼ 0.25% · 3.875%
HK$194,863
−HK$5,163/mo
Today · 4.125%
HK$200,026
baseline
▲ 0.50% · 4.625%
HK$210,569
+HK$10,543/mo
Deposit HK$4.16M · loan HK$37.40M · min. income ≈ HK$400,052/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,766,326 · Scale 2, in force from 26 Feb 2026)