LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,477
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,772
−HK$300/mo
Today · 4.125%
HK$10,072
baseline
▲ 0.50% · 4.625%
HK$10,685
+HK$613/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$20,144/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$31,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,543
−HK$570/mo
▼ 0.25% · 3.875%
HK$10,826
−HK$287/mo
Today · 4.125%
HK$11,113
baseline
▲ 0.50% · 4.625%
HK$11,699
+HK$586/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$22,226/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$31,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,373
−HK$713/mo
▼ 0.25% · 3.875%
HK$11,727
−HK$359/mo
Today · 4.125%
HK$12,086
baseline
▲ 0.50% · 4.625%
HK$12,821
+HK$735/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$24,172/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$31,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,652
−HK$684/mo
▼ 0.25% · 3.875%
HK$12,991
−HK$345/mo
Today · 4.125%
HK$13,336
baseline
▲ 0.50% · 4.625%
HK$14,039
+HK$703/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$26,672/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$31,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,268
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,681
−HK$419/mo
Today · 4.125%
HK$14,100
baseline
▲ 0.50% · 4.625%
HK$14,958
+HK$858/mo
Deposit HK$1.25M · loan HK$2.91M · min. income ≈ HK$28,200/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$31,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,761
−HK$797/mo
▼ 0.25% · 3.875%
HK$15,157
−HK$401/mo
Today · 4.125%
HK$15,558
baseline
▲ 0.50% · 4.625%
HK$16,378
+HK$820/mo
Deposit HK$1.25M · loan HK$2.91M · min. income ≈ HK$31,116/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$31,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,059
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,590
−HK$539/mo
Today · 4.125%
HK$18,129
baseline
▲ 0.50% · 4.625%
HK$19,232
+HK$1,103/mo
Deposit HK$416K · loan HK$3.74M · min. income ≈ HK$36,258/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$31,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,978
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,487
−HK$517/mo
Today · 4.125%
HK$20,004
baseline
▲ 0.50% · 4.625%
HK$21,058
+HK$1,054/mo
Deposit HK$416K · loan HK$3.74M · min. income ≈ HK$40,008/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$31,354 · Scale 2, in force from 26 Feb 2026)