LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,787
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$97,736
−HK$2,995/mo
Today · 4.125%
HK$100,731
baseline
▲ 0.50% · 4.625%
HK$106,860
+HK$6,129/mo
Deposit HK$20.78M · loan HK$20.78M · min. income ≈ HK$201,462/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$1,766,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,450
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$108,278
−HK$2,869/mo
Today · 4.125%
HK$111,147
baseline
▲ 0.50% · 4.625%
HK$117,006
+HK$5,859/mo
Deposit HK$20.78M · loan HK$20.78M · min. income ≈ HK$222,294/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$1,766,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,745
−HK$7,132/mo
▼ 0.25% · 3.875%
HK$117,283
−HK$3,594/mo
Today · 4.125%
HK$120,877
baseline
▲ 0.50% · 4.625%
HK$128,233
+HK$7,356/mo
Deposit HK$16.63M · loan HK$24.94M · min. income ≈ HK$241,754/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,766,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,540
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$129,934
−HK$3,442/mo
Today · 4.125%
HK$133,376
baseline
▲ 0.50% · 4.625%
HK$140,407
+HK$7,031/mo
Deposit HK$16.63M · loan HK$24.94M · min. income ≈ HK$266,752/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,766,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,702
−HK$8,322/mo
▼ 0.25% · 3.875%
HK$136,830
−HK$4,194/mo
Today · 4.125%
HK$141,024
baseline
▲ 0.50% · 4.625%
HK$149,605
+HK$8,581/mo
Deposit HK$12.47M · loan HK$29.10M · min. income ≈ HK$282,048/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,766,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,630
−HK$7,976/mo
▼ 0.25% · 3.875%
HK$151,589
−HK$4,017/mo
Today · 4.125%
HK$155,606
baseline
▲ 0.50% · 4.625%
HK$163,808
+HK$8,202/mo
Deposit HK$12.47M · loan HK$29.10M · min. income ≈ HK$311,212/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,766,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,617
−HK$10,699/mo
▼ 0.25% · 3.875%
HK$175,924
−HK$5,392/mo
Today · 4.125%
HK$181,316
baseline
▲ 0.50% · 4.625%
HK$192,349
+HK$11,033/mo
Deposit HK$4.16M · loan HK$37.41M · min. income ≈ HK$362,632/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,766,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,810
−HK$10,255/mo
▼ 0.25% · 3.875%
HK$194,900
−HK$5,165/mo
Today · 4.125%
HK$200,065
baseline
▲ 0.50% · 4.625%
HK$210,610
+HK$10,545/mo
Deposit HK$4.16M · loan HK$37.41M · min. income ≈ HK$400,130/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,766,669 · Scale 2, in force from 26 Feb 2026)