LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,789
−HK$5,944/mo
▼ 0.25% · 3.875%
HK$97,737
−HK$2,996/mo
Today · 4.125%
HK$100,733
baseline
▲ 0.50% · 4.625%
HK$106,862
+HK$6,129/mo
Deposit HK$20.78M · loan HK$20.78M · min. income ≈ HK$201,466/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$1,766,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,452
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$108,280
−HK$2,869/mo
Today · 4.125%
HK$111,149
baseline
▲ 0.50% · 4.625%
HK$117,008
+HK$5,859/mo
Deposit HK$20.78M · loan HK$20.78M · min. income ≈ HK$222,298/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$1,766,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,747
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$117,285
−HK$3,595/mo
Today · 4.125%
HK$120,880
baseline
▲ 0.50% · 4.625%
HK$128,235
+HK$7,355/mo
Deposit HK$16.63M · loan HK$24.94M · min. income ≈ HK$241,760/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,766,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,542
−HK$6,837/mo
▼ 0.25% · 3.875%
HK$129,936
−HK$3,443/mo
Today · 4.125%
HK$133,379
baseline
▲ 0.50% · 4.625%
HK$140,409
+HK$7,030/mo
Deposit HK$16.63M · loan HK$24.94M · min. income ≈ HK$266,758/mo (50% DSR)
Upfront cash ≈ HK$18.39M (deposit + AVD stamp duty HK$1,766,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,705
−HK$8,321/mo
▼ 0.25% · 3.875%
HK$136,832
−HK$4,194/mo
Today · 4.125%
HK$141,026
baseline
▲ 0.50% · 4.625%
HK$149,607
+HK$8,581/mo
Deposit HK$12.47M · loan HK$29.10M · min. income ≈ HK$282,052/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,766,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,633
−HK$7,976/mo
▼ 0.25% · 3.875%
HK$151,592
−HK$4,017/mo
Today · 4.125%
HK$155,609
baseline
▲ 0.50% · 4.625%
HK$163,811
+HK$8,202/mo
Deposit HK$12.47M · loan HK$29.10M · min. income ≈ HK$311,218/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,766,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,620
−HK$10,700/mo
▼ 0.25% · 3.875%
HK$175,927
−HK$5,393/mo
Today · 4.125%
HK$181,320
baseline
▲ 0.50% · 4.625%
HK$192,352
+HK$11,032/mo
Deposit HK$4.16M · loan HK$37.41M · min. income ≈ HK$362,640/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,766,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,813
−HK$10,255/mo
▼ 0.25% · 3.875%
HK$194,904
−HK$5,164/mo
Today · 4.125%
HK$200,068
baseline
▲ 0.50% · 4.625%
HK$210,614
+HK$10,546/mo
Deposit HK$4.16M · loan HK$37.41M · min. income ≈ HK$400,136/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,766,702 · Scale 2, in force from 26 Feb 2026)