LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,799
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,748
−HK$2,996/mo
Today · 4.125%
HK$100,744
baseline
▲ 0.50% · 4.625%
HK$106,874
+HK$6,130/mo
Deposit HK$20.79M · loan HK$20.79M · min. income ≈ HK$201,488/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$1,766,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,463
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,292
−HK$2,869/mo
Today · 4.125%
HK$111,161
baseline
▲ 0.50% · 4.625%
HK$117,021
+HK$5,860/mo
Deposit HK$20.79M · loan HK$20.79M · min. income ≈ HK$222,322/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$1,766,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,759
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$117,298
−HK$3,595/mo
Today · 4.125%
HK$120,893
baseline
▲ 0.50% · 4.625%
HK$128,249
+HK$7,356/mo
Deposit HK$16.63M · loan HK$24.94M · min. income ≈ HK$241,786/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,766,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,556
−HK$6,838/mo
▼ 0.25% · 3.875%
HK$129,950
−HK$3,444/mo
Today · 4.125%
HK$133,394
baseline
▲ 0.50% · 4.625%
HK$140,425
+HK$7,031/mo
Deposit HK$16.63M · loan HK$24.94M · min. income ≈ HK$266,788/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,766,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,719
−HK$8,323/mo
▼ 0.25% · 3.875%
HK$136,848
−HK$4,194/mo
Today · 4.125%
HK$141,042
baseline
▲ 0.50% · 4.625%
HK$149,624
+HK$8,582/mo
Deposit HK$12.47M · loan HK$29.10M · min. income ≈ HK$282,084/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,766,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,649
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$151,609
−HK$4,017/mo
Today · 4.125%
HK$155,626
baseline
▲ 0.50% · 4.625%
HK$163,829
+HK$8,203/mo
Deposit HK$12.47M · loan HK$29.10M · min. income ≈ HK$311,252/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,766,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,639
−HK$10,701/mo
▼ 0.25% · 3.875%
HK$175,947
−HK$5,393/mo
Today · 4.125%
HK$181,340
baseline
▲ 0.50% · 4.625%
HK$192,374
+HK$11,034/mo
Deposit HK$4.16M · loan HK$37.42M · min. income ≈ HK$362,680/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,766,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,834
−HK$10,256/mo
▼ 0.25% · 3.875%
HK$194,925
−HK$5,165/mo
Today · 4.125%
HK$200,090
baseline
▲ 0.50% · 4.625%
HK$210,637
+HK$10,547/mo
Deposit HK$4.16M · loan HK$37.42M · min. income ≈ HK$400,180/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,766,897 · Scale 2, in force from 26 Feb 2026)