LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,800
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,749
−HK$2,996/mo
Today · 4.125%
HK$100,745
baseline
▲ 0.50% · 4.625%
HK$106,875
+HK$6,130/mo
Deposit HK$20.79M · loan HK$20.79M · min. income ≈ HK$201,490/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$1,766,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,464
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,292
−HK$2,870/mo
Today · 4.125%
HK$111,162
baseline
▲ 0.50% · 4.625%
HK$117,021
+HK$5,859/mo
Deposit HK$20.79M · loan HK$20.79M · min. income ≈ HK$222,324/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$1,766,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,760
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$117,298
−HK$3,596/mo
Today · 4.125%
HK$120,894
baseline
▲ 0.50% · 4.625%
HK$128,250
+HK$7,356/mo
Deposit HK$16.63M · loan HK$24.94M · min. income ≈ HK$241,788/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,766,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,557
−HK$6,837/mo
▼ 0.25% · 3.875%
HK$129,951
−HK$3,443/mo
Today · 4.125%
HK$133,394
baseline
▲ 0.50% · 4.625%
HK$140,425
+HK$7,031/mo
Deposit HK$16.63M · loan HK$24.94M · min. income ≈ HK$266,788/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,766,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,720
−HK$8,322/mo
▼ 0.25% · 3.875%
HK$136,848
−HK$4,194/mo
Today · 4.125%
HK$141,042
baseline
▲ 0.50% · 4.625%
HK$149,625
+HK$8,583/mo
Deposit HK$12.47M · loan HK$29.10M · min. income ≈ HK$282,084/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,766,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,649
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$151,609
−HK$4,017/mo
Today · 4.125%
HK$155,626
baseline
▲ 0.50% · 4.625%
HK$163,830
+HK$8,204/mo
Deposit HK$12.47M · loan HK$29.10M · min. income ≈ HK$311,252/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,766,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,640
−HK$10,700/mo
▼ 0.25% · 3.875%
HK$175,948
−HK$5,392/mo
Today · 4.125%
HK$181,340
baseline
▲ 0.50% · 4.625%
HK$192,374
+HK$11,034/mo
Deposit HK$4.16M · loan HK$37.42M · min. income ≈ HK$362,680/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,766,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,835
−HK$10,256/mo
▼ 0.25% · 3.875%
HK$194,926
−HK$5,165/mo
Today · 4.125%
HK$200,091
baseline
▲ 0.50% · 4.625%
HK$210,638
+HK$10,547/mo
Deposit HK$4.16M · loan HK$37.42M · min. income ≈ HK$400,182/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,766,903 · Scale 2, in force from 26 Feb 2026)