LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,807
−HK$5,945/mo
▼ 0.25% · 3.875%
HK$97,756
−HK$2,996/mo
Today · 4.125%
HK$100,752
baseline
▲ 0.50% · 4.625%
HK$106,883
+HK$6,131/mo
Deposit HK$20.79M · loan HK$20.79M · min. income ≈ HK$201,504/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$1,767,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,472
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$108,301
−HK$2,869/mo
Today · 4.125%
HK$111,170
baseline
▲ 0.50% · 4.625%
HK$117,030
+HK$5,860/mo
Deposit HK$20.79M · loan HK$20.79M · min. income ≈ HK$222,340/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$1,767,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,769
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$117,308
−HK$3,595/mo
Today · 4.125%
HK$120,903
baseline
▲ 0.50% · 4.625%
HK$128,260
+HK$7,357/mo
Deposit HK$16.63M · loan HK$24.95M · min. income ≈ HK$241,806/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,767,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,567
−HK$6,838/mo
▼ 0.25% · 3.875%
HK$129,961
−HK$3,444/mo
Today · 4.125%
HK$133,405
baseline
▲ 0.50% · 4.625%
HK$140,436
+HK$7,031/mo
Deposit HK$16.63M · loan HK$24.95M · min. income ≈ HK$266,810/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,767,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,730
−HK$8,323/mo
▼ 0.25% · 3.875%
HK$136,859
−HK$4,194/mo
Today · 4.125%
HK$141,053
baseline
▲ 0.50% · 4.625%
HK$149,636
+HK$8,583/mo
Deposit HK$12.47M · loan HK$29.10M · min. income ≈ HK$282,106/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,767,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,661
−HK$7,978/mo
▼ 0.25% · 3.875%
HK$151,621
−HK$4,018/mo
Today · 4.125%
HK$155,639
baseline
▲ 0.50% · 4.625%
HK$163,843
+HK$8,204/mo
Deposit HK$12.47M · loan HK$29.10M · min. income ≈ HK$311,278/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,767,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,653
−HK$10,701/mo
▼ 0.25% · 3.875%
HK$175,961
−HK$5,393/mo
Today · 4.125%
HK$181,354
baseline
▲ 0.50% · 4.625%
HK$192,389
+HK$11,035/mo
Deposit HK$4.16M · loan HK$37.42M · min. income ≈ HK$362,708/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,767,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,850
−HK$10,257/mo
▼ 0.25% · 3.875%
HK$194,941
−HK$5,166/mo
Today · 4.125%
HK$200,107
baseline
▲ 0.50% · 4.625%
HK$210,655
+HK$10,548/mo
Deposit HK$4.16M · loan HK$37.42M · min. income ≈ HK$400,214/mo (50% DSR)
Upfront cash ≈ HK$5.92M (deposit + AVD stamp duty HK$1,767,042 · Scale 2, in force from 26 Feb 2026)