LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,482
−HK$594/mo
▼ 0.25% · 3.875%
HK$9,777
−HK$299/mo
Today · 4.125%
HK$10,076
baseline
▲ 0.50% · 4.625%
HK$10,690
+HK$614/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$20,152/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$31,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,548
−HK$570/mo
▼ 0.25% · 3.875%
HK$10,831
−HK$287/mo
Today · 4.125%
HK$11,118
baseline
▲ 0.50% · 4.625%
HK$11,704
+HK$586/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$22,236/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$31,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,378
−HK$714/mo
▼ 0.25% · 3.875%
HK$11,732
−HK$360/mo
Today · 4.125%
HK$12,092
baseline
▲ 0.50% · 4.625%
HK$12,827
+HK$735/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$24,184/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$31,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,658
−HK$684/mo
▼ 0.25% · 3.875%
HK$12,998
−HK$344/mo
Today · 4.125%
HK$13,342
baseline
▲ 0.50% · 4.625%
HK$14,045
+HK$703/mo
Deposit HK$1.66M · loan HK$2.49M · min. income ≈ HK$26,684/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$31,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,275
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,687
−HK$420/mo
Today · 4.125%
HK$14,107
baseline
▲ 0.50% · 4.625%
HK$14,965
+HK$858/mo
Deposit HK$1.25M · loan HK$2.91M · min. income ≈ HK$28,214/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$31,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,768
−HK$798/mo
▼ 0.25% · 3.875%
HK$15,164
−HK$402/mo
Today · 4.125%
HK$15,566
baseline
▲ 0.50% · 4.625%
HK$16,386
+HK$820/mo
Deposit HK$1.25M · loan HK$2.91M · min. income ≈ HK$31,132/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$31,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,067
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,598
−HK$540/mo
Today · 4.125%
HK$18,138
baseline
▲ 0.50% · 4.625%
HK$19,241
+HK$1,103/mo
Deposit HK$416K · loan HK$3.74M · min. income ≈ HK$36,276/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$31,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,987
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,496
−HK$517/mo
Today · 4.125%
HK$20,013
baseline
▲ 0.50% · 4.625%
HK$21,068
+HK$1,055/mo
Deposit HK$416K · loan HK$3.74M · min. income ≈ HK$40,026/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$31,745 · Scale 2, in force from 26 Feb 2026)