LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,824
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,774
−HK$2,996/mo
Today · 4.125%
HK$100,770
baseline
▲ 0.50% · 4.625%
HK$106,902
+HK$6,132/mo
Deposit HK$20.79M · loan HK$20.79M · min. income ≈ HK$201,540/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$1,767,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,491
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$108,320
−HK$2,870/mo
Today · 4.125%
HK$111,190
baseline
▲ 0.50% · 4.625%
HK$117,051
+HK$5,861/mo
Deposit HK$20.79M · loan HK$20.79M · min. income ≈ HK$222,380/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$1,767,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,789
−HK$7,135/mo
▼ 0.25% · 3.875%
HK$117,328
−HK$3,596/mo
Today · 4.125%
HK$120,924
baseline
▲ 0.50% · 4.625%
HK$128,282
+HK$7,358/mo
Deposit HK$16.63M · loan HK$24.95M · min. income ≈ HK$241,848/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,767,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,589
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$129,984
−HK$3,444/mo
Today · 4.125%
HK$133,428
baseline
▲ 0.50% · 4.625%
HK$140,461
+HK$7,033/mo
Deposit HK$16.63M · loan HK$24.95M · min. income ≈ HK$266,856/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,767,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,754
−HK$8,324/mo
▼ 0.25% · 3.875%
HK$136,883
−HK$4,195/mo
Today · 4.125%
HK$141,078
baseline
▲ 0.50% · 4.625%
HK$149,663
+HK$8,585/mo
Deposit HK$12.48M · loan HK$29.11M · min. income ≈ HK$282,156/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,767,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,687
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$151,648
−HK$4,018/mo
Today · 4.125%
HK$155,666
baseline
▲ 0.50% · 4.625%
HK$163,872
+HK$8,206/mo
Deposit HK$12.48M · loan HK$29.11M · min. income ≈ HK$311,332/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,767,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,683
−HK$10,704/mo
▼ 0.25% · 3.875%
HK$175,992
−HK$5,395/mo
Today · 4.125%
HK$181,387
baseline
▲ 0.50% · 4.625%
HK$192,424
+HK$11,037/mo
Deposit HK$4.16M · loan HK$37.43M · min. income ≈ HK$362,774/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,767,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,883
−HK$10,259/mo
▼ 0.25% · 3.875%
HK$194,976
−HK$5,166/mo
Today · 4.125%
HK$200,142
baseline
▲ 0.50% · 4.625%
HK$210,692
+HK$10,550/mo
Deposit HK$4.16M · loan HK$37.43M · min. income ≈ HK$400,284/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,767,355 · Scale 2, in force from 26 Feb 2026)