LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,828
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,777
−HK$2,997/mo
Today · 4.125%
HK$100,774
baseline
▲ 0.50% · 4.625%
HK$106,906
+HK$6,132/mo
Deposit HK$20.79M · loan HK$20.79M · min. income ≈ HK$201,548/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$1,767,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,495
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$108,324
−HK$2,870/mo
Today · 4.125%
HK$111,194
baseline
▲ 0.50% · 4.625%
HK$117,055
+HK$5,861/mo
Deposit HK$20.79M · loan HK$20.79M · min. income ≈ HK$222,388/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$1,767,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,793
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$117,333
−HK$3,596/mo
Today · 4.125%
HK$120,929
baseline
▲ 0.50% · 4.625%
HK$128,287
+HK$7,358/mo
Deposit HK$16.63M · loan HK$24.95M · min. income ≈ HK$241,858/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,767,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,594
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$129,989
−HK$3,444/mo
Today · 4.125%
HK$133,433
baseline
▲ 0.50% · 4.625%
HK$140,467
+HK$7,034/mo
Deposit HK$16.63M · loan HK$24.95M · min. income ≈ HK$266,866/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,767,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,759
−HK$8,325/mo
▼ 0.25% · 3.875%
HK$136,888
−HK$4,196/mo
Today · 4.125%
HK$141,084
baseline
▲ 0.50% · 4.625%
HK$149,668
+HK$8,584/mo
Deposit HK$12.48M · loan HK$29.11M · min. income ≈ HK$282,168/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,767,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,693
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$151,654
−HK$4,018/mo
Today · 4.125%
HK$155,672
baseline
▲ 0.50% · 4.625%
HK$163,878
+HK$8,206/mo
Deposit HK$12.48M · loan HK$29.11M · min. income ≈ HK$311,344/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,767,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,690
−HK$10,703/mo
▼ 0.25% · 3.875%
HK$175,999
−HK$5,394/mo
Today · 4.125%
HK$181,393
baseline
▲ 0.50% · 4.625%
HK$192,431
+HK$11,038/mo
Deposit HK$4.16M · loan HK$37.43M · min. income ≈ HK$362,786/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,767,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,890
−HK$10,260/mo
▼ 0.25% · 3.875%
HK$194,983
−HK$5,167/mo
Today · 4.125%
HK$200,150
baseline
▲ 0.50% · 4.625%
HK$210,700
+HK$10,550/mo
Deposit HK$4.16M · loan HK$37.43M · min. income ≈ HK$400,300/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,767,420 · Scale 2, in force from 26 Feb 2026)