LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,830
−HK$5,946/mo
▼ 0.25% · 3.875%
HK$97,779
−HK$2,997/mo
Today · 4.125%
HK$100,776
baseline
▲ 0.50% · 4.625%
HK$106,908
+HK$6,132/mo
Deposit HK$20.79M · loan HK$20.79M · min. income ≈ HK$201,552/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$1,767,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,497
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,326
−HK$2,871/mo
Today · 4.125%
HK$111,197
baseline
▲ 0.50% · 4.625%
HK$117,058
+HK$5,861/mo
Deposit HK$20.79M · loan HK$20.79M · min. income ≈ HK$222,394/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$1,767,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,796
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$117,335
−HK$3,597/mo
Today · 4.125%
HK$120,932
baseline
▲ 0.50% · 4.625%
HK$128,290
+HK$7,358/mo
Deposit HK$16.63M · loan HK$24.95M · min. income ≈ HK$241,864/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,767,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,597
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$129,992
−HK$3,444/mo
Today · 4.125%
HK$133,436
baseline
▲ 0.50% · 4.625%
HK$140,470
+HK$7,034/mo
Deposit HK$16.63M · loan HK$24.95M · min. income ≈ HK$266,872/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,767,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,762
−HK$8,325/mo
▼ 0.25% · 3.875%
HK$136,891
−HK$4,196/mo
Today · 4.125%
HK$141,087
baseline
▲ 0.50% · 4.625%
HK$149,672
+HK$8,585/mo
Deposit HK$12.48M · loan HK$29.11M · min. income ≈ HK$282,174/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,767,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,696
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$151,657
−HK$4,018/mo
Today · 4.125%
HK$155,675
baseline
▲ 0.50% · 4.625%
HK$163,881
+HK$8,206/mo
Deposit HK$12.48M · loan HK$29.11M · min. income ≈ HK$311,350/mo (50% DSR)
Upfront cash ≈ HK$14.24M (deposit + AVD stamp duty HK$1,767,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,693
−HK$10,704/mo
▼ 0.25% · 3.875%
HK$176,003
−HK$5,394/mo
Today · 4.125%
HK$181,397
baseline
▲ 0.50% · 4.625%
HK$192,435
+HK$11,038/mo
Deposit HK$4.16M · loan HK$37.43M · min. income ≈ HK$362,794/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,767,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,895
−HK$10,259/mo
▼ 0.25% · 3.875%
HK$194,988
−HK$5,166/mo
Today · 4.125%
HK$200,154
baseline
▲ 0.50% · 4.625%
HK$210,705
+HK$10,551/mo
Deposit HK$4.16M · loan HK$37.43M · min. income ≈ HK$400,308/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,767,461 · Scale 2, in force from 26 Feb 2026)