LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,841
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$97,791
−HK$2,997/mo
Today · 4.125%
HK$100,788
baseline
▲ 0.50% · 4.625%
HK$106,921
+HK$6,133/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$201,576/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$1,767,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,509
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,339
−HK$2,871/mo
Today · 4.125%
HK$111,210
baseline
▲ 0.50% · 4.625%
HK$117,072
+HK$5,862/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$222,420/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$1,767,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,809
−HK$7,137/mo
▼ 0.25% · 3.875%
HK$117,349
−HK$3,597/mo
Today · 4.125%
HK$120,946
baseline
▲ 0.50% · 4.625%
HK$128,305
+HK$7,359/mo
Deposit HK$16.64M · loan HK$24.96M · min. income ≈ HK$241,892/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,767,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,611
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$130,007
−HK$3,444/mo
Today · 4.125%
HK$133,451
baseline
▲ 0.50% · 4.625%
HK$140,486
+HK$7,035/mo
Deposit HK$16.64M · loan HK$24.96M · min. income ≈ HK$266,902/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,767,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,777
−HK$8,326/mo
▼ 0.25% · 3.875%
HK$136,907
−HK$4,196/mo
Today · 4.125%
HK$141,103
baseline
▲ 0.50% · 4.625%
HK$149,689
+HK$8,586/mo
Deposit HK$12.48M · loan HK$29.11M · min. income ≈ HK$282,206/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,767,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,713
−HK$7,980/mo
▼ 0.25% · 3.875%
HK$151,674
−HK$4,019/mo
Today · 4.125%
HK$155,693
baseline
▲ 0.50% · 4.625%
HK$163,900
+HK$8,207/mo
Deposit HK$12.48M · loan HK$29.11M · min. income ≈ HK$311,386/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,767,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,713
−HK$10,705/mo
▼ 0.25% · 3.875%
HK$176,023
−HK$5,395/mo
Today · 4.125%
HK$181,418
baseline
▲ 0.50% · 4.625%
HK$192,457
+HK$11,039/mo
Deposit HK$4.16M · loan HK$37.43M · min. income ≈ HK$362,836/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,767,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,917
−HK$10,260/mo
▼ 0.25% · 3.875%
HK$195,010
−HK$5,167/mo
Today · 4.125%
HK$200,177
baseline
▲ 0.50% · 4.625%
HK$210,729
+HK$10,552/mo
Deposit HK$4.16M · loan HK$37.43M · min. income ≈ HK$400,354/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,767,664 · Scale 2, in force from 26 Feb 2026)