LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,841
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,791
−HK$2,998/mo
Today · 4.125%
HK$100,789
baseline
▲ 0.50% · 4.625%
HK$106,921
+HK$6,132/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$201,578/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$1,767,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,510
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$108,340
−HK$2,870/mo
Today · 4.125%
HK$111,210
baseline
▲ 0.50% · 4.625%
HK$117,072
+HK$5,862/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$222,420/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$1,767,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,809
−HK$7,137/mo
▼ 0.25% · 3.875%
HK$117,350
−HK$3,596/mo
Today · 4.125%
HK$120,946
baseline
▲ 0.50% · 4.625%
HK$128,306
+HK$7,360/mo
Deposit HK$16.64M · loan HK$24.96M · min. income ≈ HK$241,892/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,767,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,612
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$130,008
−HK$3,444/mo
Today · 4.125%
HK$133,452
baseline
▲ 0.50% · 4.625%
HK$140,487
+HK$7,035/mo
Deposit HK$16.64M · loan HK$24.96M · min. income ≈ HK$266,904/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,767,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,778
−HK$8,326/mo
▼ 0.25% · 3.875%
HK$136,908
−HK$4,196/mo
Today · 4.125%
HK$141,104
baseline
▲ 0.50% · 4.625%
HK$149,690
+HK$8,586/mo
Deposit HK$12.48M · loan HK$29.11M · min. income ≈ HK$282,208/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,767,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,714
−HK$7,980/mo
▼ 0.25% · 3.875%
HK$151,675
−HK$4,019/mo
Today · 4.125%
HK$155,694
baseline
▲ 0.50% · 4.625%
HK$163,901
+HK$8,207/mo
Deposit HK$12.48M · loan HK$29.11M · min. income ≈ HK$311,388/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,767,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,714
−HK$10,705/mo
▼ 0.25% · 3.875%
HK$176,024
−HK$5,395/mo
Today · 4.125%
HK$181,419
baseline
▲ 0.50% · 4.625%
HK$192,458
+HK$11,039/mo
Deposit HK$4.16M · loan HK$37.43M · min. income ≈ HK$362,838/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,767,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,918
−HK$10,260/mo
▼ 0.25% · 3.875%
HK$195,011
−HK$5,167/mo
Today · 4.125%
HK$200,178
baseline
▲ 0.50% · 4.625%
HK$210,730
+HK$10,552/mo
Deposit HK$4.16M · loan HK$37.43M · min. income ≈ HK$400,356/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,767,675 · Scale 2, in force from 26 Feb 2026)