LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,848
−HK$5,947/mo
▼ 0.25% · 3.875%
HK$97,798
−HK$2,997/mo
Today · 4.125%
HK$100,795
baseline
▲ 0.50% · 4.625%
HK$106,929
+HK$6,134/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$201,590/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$1,767,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,517
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$108,347
−HK$2,871/mo
Today · 4.125%
HK$111,218
baseline
▲ 0.50% · 4.625%
HK$117,080
+HK$5,862/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$222,436/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$1,767,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,817
−HK$7,138/mo
▼ 0.25% · 3.875%
HK$117,358
−HK$3,597/mo
Today · 4.125%
HK$120,955
baseline
▲ 0.50% · 4.625%
HK$128,314
+HK$7,359/mo
Deposit HK$16.64M · loan HK$24.96M · min. income ≈ HK$241,910/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,767,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,620
−HK$6,841/mo
▼ 0.25% · 3.875%
HK$130,016
−HK$3,445/mo
Today · 4.125%
HK$133,461
baseline
▲ 0.50% · 4.625%
HK$140,496
+HK$7,035/mo
Deposit HK$16.64M · loan HK$24.96M · min. income ≈ HK$266,922/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,767,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,787
−HK$8,327/mo
▼ 0.25% · 3.875%
HK$136,917
−HK$4,197/mo
Today · 4.125%
HK$141,114
baseline
▲ 0.50% · 4.625%
HK$149,700
+HK$8,586/mo
Deposit HK$12.48M · loan HK$29.12M · min. income ≈ HK$282,228/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,767,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,724
−HK$7,981/mo
▼ 0.25% · 3.875%
HK$151,686
−HK$4,019/mo
Today · 4.125%
HK$155,705
baseline
▲ 0.50% · 4.625%
HK$163,912
+HK$8,207/mo
Deposit HK$12.48M · loan HK$29.12M · min. income ≈ HK$311,410/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,767,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,726
−HK$10,706/mo
▼ 0.25% · 3.875%
HK$176,036
−HK$5,396/mo
Today · 4.125%
HK$181,432
baseline
▲ 0.50% · 4.625%
HK$192,471
+HK$11,039/mo
Deposit HK$4.16M · loan HK$37.44M · min. income ≈ HK$362,864/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,767,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,931
−HK$10,261/mo
▼ 0.25% · 3.875%
HK$195,025
−HK$5,167/mo
Today · 4.125%
HK$200,192
baseline
▲ 0.50% · 4.625%
HK$210,744
+HK$10,552/mo
Deposit HK$4.16M · loan HK$37.44M · min. income ≈ HK$400,384/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,767,795 · Scale 2, in force from 26 Feb 2026)