LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,858
−HK$5,948/mo
▼ 0.25% · 3.875%
HK$97,809
−HK$2,997/mo
Today · 4.125%
HK$100,806
baseline
▲ 0.50% · 4.625%
HK$106,940
+HK$6,134/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$201,612/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$1,767,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,528
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$108,359
−HK$2,871/mo
Today · 4.125%
HK$111,230
baseline
▲ 0.50% · 4.625%
HK$117,093
+HK$5,863/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$222,460/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$1,767,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,829
−HK$7,139/mo
▼ 0.25% · 3.875%
HK$117,370
−HK$3,598/mo
Today · 4.125%
HK$120,968
baseline
▲ 0.50% · 4.625%
HK$128,328
+HK$7,360/mo
Deposit HK$16.64M · loan HK$24.96M · min. income ≈ HK$241,936/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,767,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,634
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$130,030
−HK$3,446/mo
Today · 4.125%
HK$133,476
baseline
▲ 0.50% · 4.625%
HK$140,511
+HK$7,035/mo
Deposit HK$16.64M · loan HK$24.96M · min. income ≈ HK$266,952/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,767,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,801
−HK$8,328/mo
▼ 0.25% · 3.875%
HK$136,932
−HK$4,197/mo
Today · 4.125%
HK$141,129
baseline
▲ 0.50% · 4.625%
HK$149,716
+HK$8,587/mo
Deposit HK$12.48M · loan HK$29.12M · min. income ≈ HK$282,258/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,767,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,740
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$151,702
−HK$4,020/mo
Today · 4.125%
HK$155,722
baseline
▲ 0.50% · 4.625%
HK$163,930
+HK$8,208/mo
Deposit HK$12.48M · loan HK$29.12M · min. income ≈ HK$311,444/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,767,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,744
−HK$10,707/mo
▼ 0.25% · 3.875%
HK$176,055
−HK$5,396/mo
Today · 4.125%
HK$181,451
baseline
▲ 0.50% · 4.625%
HK$192,492
+HK$11,041/mo
Deposit HK$4.16M · loan HK$37.44M · min. income ≈ HK$362,902/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,767,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,951
−HK$10,263/mo
▼ 0.25% · 3.875%
HK$195,046
−HK$5,168/mo
Today · 4.125%
HK$200,214
baseline
▲ 0.50% · 4.625%
HK$210,767
+HK$10,553/mo
Deposit HK$4.16M · loan HK$37.44M · min. income ≈ HK$400,428/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,767,986 · Scale 2, in force from 26 Feb 2026)