LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,863
−HK$5,949/mo
▼ 0.25% · 3.875%
HK$97,814
−HK$2,998/mo
Today · 4.125%
HK$100,812
baseline
▲ 0.50% · 4.625%
HK$106,946
+HK$6,134/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$201,624/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$1,768,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,534
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$108,364
−HK$2,872/mo
Today · 4.125%
HK$111,236
baseline
▲ 0.50% · 4.625%
HK$117,099
+HK$5,863/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$222,472/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$1,768,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,836
−HK$7,138/mo
▼ 0.25% · 3.875%
HK$117,376
−HK$3,598/mo
Today · 4.125%
HK$120,974
baseline
▲ 0.50% · 4.625%
HK$128,335
+HK$7,361/mo
Deposit HK$16.64M · loan HK$24.96M · min. income ≈ HK$241,948/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,768,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,641
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$130,037
−HK$3,446/mo
Today · 4.125%
HK$133,483
baseline
▲ 0.50% · 4.625%
HK$140,519
+HK$7,036/mo
Deposit HK$16.64M · loan HK$24.96M · min. income ≈ HK$266,966/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,768,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,808
−HK$8,328/mo
▼ 0.25% · 3.875%
HK$136,939
−HK$4,197/mo
Today · 4.125%
HK$141,136
baseline
▲ 0.50% · 4.625%
HK$149,724
+HK$8,588/mo
Deposit HK$12.48M · loan HK$29.12M · min. income ≈ HK$282,272/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,748
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$151,710
−HK$4,020/mo
Today · 4.125%
HK$155,730
baseline
▲ 0.50% · 4.625%
HK$163,939
+HK$8,209/mo
Deposit HK$12.48M · loan HK$29.12M · min. income ≈ HK$311,460/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,753
−HK$10,708/mo
▼ 0.25% · 3.875%
HK$176,065
−HK$5,396/mo
Today · 4.125%
HK$181,461
baseline
▲ 0.50% · 4.625%
HK$192,502
+HK$11,041/mo
Deposit HK$4.16M · loan HK$37.44M · min. income ≈ HK$362,922/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,961
−HK$10,263/mo
▼ 0.25% · 3.875%
HK$195,056
−HK$5,168/mo
Today · 4.125%
HK$200,224
baseline
▲ 0.50% · 4.625%
HK$210,778
+HK$10,554/mo
Deposit HK$4.16M · loan HK$37.44M · min. income ≈ HK$400,448/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,080 · Scale 2, in force from 26 Feb 2026)