LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,868
−HK$5,949/mo
▼ 0.25% · 3.875%
HK$97,819
−HK$2,998/mo
Today · 4.125%
HK$100,817
baseline
▲ 0.50% · 4.625%
HK$106,952
+HK$6,135/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$201,634/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$1,768,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,540
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$108,370
−HK$2,872/mo
Today · 4.125%
HK$111,242
baseline
▲ 0.50% · 4.625%
HK$117,105
+HK$5,863/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$222,484/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$1,768,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,842
−HK$7,139/mo
▼ 0.25% · 3.875%
HK$117,383
−HK$3,598/mo
Today · 4.125%
HK$120,981
baseline
▲ 0.50% · 4.625%
HK$128,342
+HK$7,361/mo
Deposit HK$16.64M · loan HK$24.96M · min. income ≈ HK$241,962/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,768,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,648
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$130,044
−HK$3,446/mo
Today · 4.125%
HK$133,490
baseline
▲ 0.50% · 4.625%
HK$140,527
+HK$7,037/mo
Deposit HK$16.64M · loan HK$24.96M · min. income ≈ HK$266,980/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,768,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,815
−HK$8,329/mo
▼ 0.25% · 3.875%
HK$136,947
−HK$4,197/mo
Today · 4.125%
HK$141,144
baseline
▲ 0.50% · 4.625%
HK$149,732
+HK$8,588/mo
Deposit HK$12.48M · loan HK$29.12M · min. income ≈ HK$282,288/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,756
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$151,718
−HK$4,020/mo
Today · 4.125%
HK$155,738
baseline
▲ 0.50% · 4.625%
HK$163,948
+HK$8,210/mo
Deposit HK$12.48M · loan HK$29.12M · min. income ≈ HK$311,476/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,763
−HK$10,708/mo
▼ 0.25% · 3.875%
HK$176,074
−HK$5,397/mo
Today · 4.125%
HK$181,471
baseline
▲ 0.50% · 4.625%
HK$192,513
+HK$11,042/mo
Deposit HK$4.16M · loan HK$37.44M · min. income ≈ HK$362,942/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,972
−HK$10,263/mo
▼ 0.25% · 3.875%
HK$195,067
−HK$5,168/mo
Today · 4.125%
HK$200,235
baseline
▲ 0.50% · 4.625%
HK$210,790
+HK$10,555/mo
Deposit HK$4.16M · loan HK$37.44M · min. income ≈ HK$400,470/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,175 · Scale 2, in force from 26 Feb 2026)