LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,876
−HK$5,949/mo
▼ 0.25% · 3.875%
HK$97,827
−HK$2,998/mo
Today · 4.125%
HK$100,825
baseline
▲ 0.50% · 4.625%
HK$106,960
+HK$6,135/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$201,650/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$1,768,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,548
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$108,379
−HK$2,872/mo
Today · 4.125%
HK$111,251
baseline
▲ 0.50% · 4.625%
HK$117,115
+HK$5,864/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$222,502/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$1,768,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,851
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$117,392
−HK$3,599/mo
Today · 4.125%
HK$120,991
baseline
▲ 0.50% · 4.625%
HK$128,352
+HK$7,361/mo
Deposit HK$16.64M · loan HK$24.96M · min. income ≈ HK$241,982/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,768,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,658
−HK$6,843/mo
▼ 0.25% · 3.875%
HK$130,055
−HK$3,446/mo
Today · 4.125%
HK$133,501
baseline
▲ 0.50% · 4.625%
HK$140,538
+HK$7,037/mo
Deposit HK$16.64M · loan HK$24.96M · min. income ≈ HK$267,002/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,768,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,826
−HK$8,330/mo
▼ 0.25% · 3.875%
HK$136,958
−HK$4,198/mo
Today · 4.125%
HK$141,156
baseline
▲ 0.50% · 4.625%
HK$149,745
+HK$8,589/mo
Deposit HK$12.48M · loan HK$29.13M · min. income ≈ HK$282,312/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,768
−HK$7,983/mo
▼ 0.25% · 3.875%
HK$151,731
−HK$4,020/mo
Today · 4.125%
HK$155,751
baseline
▲ 0.50% · 4.625%
HK$163,961
+HK$8,210/mo
Deposit HK$12.48M · loan HK$29.13M · min. income ≈ HK$311,502/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,777
−HK$10,709/mo
▼ 0.25% · 3.875%
HK$176,089
−HK$5,397/mo
Today · 4.125%
HK$181,486
baseline
▲ 0.50% · 4.625%
HK$192,529
+HK$11,043/mo
Deposit HK$4.16M · loan HK$37.45M · min. income ≈ HK$362,972/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,987
−HK$10,265/mo
▼ 0.25% · 3.875%
HK$195,083
−HK$5,169/mo
Today · 4.125%
HK$200,252
baseline
▲ 0.50% · 4.625%
HK$210,807
+HK$10,555/mo
Deposit HK$4.16M · loan HK$37.45M · min. income ≈ HK$400,504/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,321 · Scale 2, in force from 26 Feb 2026)