LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,878
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,829
−HK$2,999/mo
Today · 4.125%
HK$100,828
baseline
▲ 0.50% · 4.625%
HK$106,963
+HK$6,135/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$201,656/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$1,768,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,551
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$108,382
−HK$2,871/mo
Today · 4.125%
HK$111,253
baseline
▲ 0.50% · 4.625%
HK$117,118
+HK$5,865/mo
Deposit HK$20.80M · loan HK$20.80M · min. income ≈ HK$222,506/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$1,768,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,854
−HK$7,139/mo
▼ 0.25% · 3.875%
HK$117,395
−HK$3,598/mo
Today · 4.125%
HK$120,993
baseline
▲ 0.50% · 4.625%
HK$128,355
+HK$7,362/mo
Deposit HK$16.64M · loan HK$24.97M · min. income ≈ HK$241,986/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,768,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,661
−HK$6,843/mo
▼ 0.25% · 3.875%
HK$130,058
−HK$3,446/mo
Today · 4.125%
HK$133,504
baseline
▲ 0.50% · 4.625%
HK$140,541
+HK$7,037/mo
Deposit HK$16.64M · loan HK$24.97M · min. income ≈ HK$267,008/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,768,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,829
−HK$8,330/mo
▼ 0.25% · 3.875%
HK$136,961
−HK$4,198/mo
Today · 4.125%
HK$141,159
baseline
▲ 0.50% · 4.625%
HK$149,748
+HK$8,589/mo
Deposit HK$12.48M · loan HK$29.13M · min. income ≈ HK$282,318/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,771
−HK$7,984/mo
▼ 0.25% · 3.875%
HK$151,734
−HK$4,021/mo
Today · 4.125%
HK$155,755
baseline
▲ 0.50% · 4.625%
HK$163,965
+HK$8,210/mo
Deposit HK$12.48M · loan HK$29.13M · min. income ≈ HK$311,510/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,780
−HK$10,710/mo
▼ 0.25% · 3.875%
HK$176,093
−HK$5,397/mo
Today · 4.125%
HK$181,490
baseline
▲ 0.50% · 4.625%
HK$192,533
+HK$11,043/mo
Deposit HK$4.16M · loan HK$37.45M · min. income ≈ HK$362,980/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,992
−HK$10,264/mo
▼ 0.25% · 3.875%
HK$195,087
−HK$5,169/mo
Today · 4.125%
HK$200,256
baseline
▲ 0.50% · 4.625%
HK$210,812
+HK$10,556/mo
Deposit HK$4.16M · loan HK$37.45M · min. income ≈ HK$400,512/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,361 · Scale 2, in force from 26 Feb 2026)