LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,890
−HK$5,950/mo
▼ 0.25% · 3.875%
HK$97,842
−HK$2,998/mo
Today · 4.125%
HK$100,840
baseline
▲ 0.50% · 4.625%
HK$106,976
+HK$6,136/mo
Deposit HK$20.81M · loan HK$20.81M · min. income ≈ HK$201,680/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$1,768,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,564
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$108,395
−HK$2,872/mo
Today · 4.125%
HK$111,267
baseline
▲ 0.50% · 4.625%
HK$117,132
+HK$5,865/mo
Deposit HK$20.81M · loan HK$20.81M · min. income ≈ HK$222,534/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$1,768,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,868
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$117,410
−HK$3,598/mo
Today · 4.125%
HK$121,008
baseline
▲ 0.50% · 4.625%
HK$128,371
+HK$7,363/mo
Deposit HK$16.65M · loan HK$24.97M · min. income ≈ HK$242,016/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,768,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,677
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$130,074
−HK$3,447/mo
Today · 4.125%
HK$133,521
baseline
▲ 0.50% · 4.625%
HK$140,559
+HK$7,038/mo
Deposit HK$16.65M · loan HK$24.97M · min. income ≈ HK$267,042/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,768,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,846
−HK$8,330/mo
▼ 0.25% · 3.875%
HK$136,978
−HK$4,198/mo
Today · 4.125%
HK$141,176
baseline
▲ 0.50% · 4.625%
HK$149,767
+HK$8,591/mo
Deposit HK$12.48M · loan HK$29.13M · min. income ≈ HK$282,352/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,790
−HK$7,984/mo
▼ 0.25% · 3.875%
HK$151,753
−HK$4,021/mo
Today · 4.125%
HK$155,774
baseline
▲ 0.50% · 4.625%
HK$163,985
+HK$8,211/mo
Deposit HK$12.48M · loan HK$29.13M · min. income ≈ HK$311,548/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,802
−HK$10,711/mo
▼ 0.25% · 3.875%
HK$176,115
−HK$5,398/mo
Today · 4.125%
HK$181,513
baseline
▲ 0.50% · 4.625%
HK$192,557
+HK$11,044/mo
Deposit HK$4.16M · loan HK$37.45M · min. income ≈ HK$363,026/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,015
−HK$10,266/mo
▼ 0.25% · 3.875%
HK$195,111
−HK$5,170/mo
Today · 4.125%
HK$200,281
baseline
▲ 0.50% · 4.625%
HK$210,838
+HK$10,557/mo
Deposit HK$4.16M · loan HK$37.45M · min. income ≈ HK$400,562/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,582 · Scale 2, in force from 26 Feb 2026)