LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,892
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$97,844
−HK$2,999/mo
Today · 4.125%
HK$100,843
baseline
▲ 0.50% · 4.625%
HK$106,979
+HK$6,136/mo
Deposit HK$20.81M · loan HK$20.81M · min. income ≈ HK$201,686/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$1,768,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,566
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,398
−HK$2,872/mo
Today · 4.125%
HK$111,270
baseline
▲ 0.50% · 4.625%
HK$117,135
+HK$5,865/mo
Deposit HK$20.81M · loan HK$20.81M · min. income ≈ HK$222,540/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$1,768,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,870
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$117,412
−HK$3,599/mo
Today · 4.125%
HK$121,011
baseline
▲ 0.50% · 4.625%
HK$128,374
+HK$7,363/mo
Deposit HK$16.65M · loan HK$24.97M · min. income ≈ HK$242,022/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,768,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,680
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$130,077
−HK$3,447/mo
Today · 4.125%
HK$133,524
baseline
▲ 0.50% · 4.625%
HK$140,562
+HK$7,038/mo
Deposit HK$16.65M · loan HK$24.97M · min. income ≈ HK$267,048/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,768,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,849
−HK$8,331/mo
▼ 0.25% · 3.875%
HK$136,981
−HK$4,199/mo
Today · 4.125%
HK$141,180
baseline
▲ 0.50% · 4.625%
HK$149,770
+HK$8,590/mo
Deposit HK$12.48M · loan HK$29.13M · min. income ≈ HK$282,360/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,793
−HK$7,985/mo
▼ 0.25% · 3.875%
HK$151,757
−HK$4,021/mo
Today · 4.125%
HK$155,778
baseline
▲ 0.50% · 4.625%
HK$163,989
+HK$8,211/mo
Deposit HK$12.48M · loan HK$29.13M · min. income ≈ HK$311,556/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,806
−HK$10,711/mo
▼ 0.25% · 3.875%
HK$176,119
−HK$5,398/mo
Today · 4.125%
HK$181,517
baseline
▲ 0.50% · 4.625%
HK$192,561
+HK$11,044/mo
Deposit HK$4.16M · loan HK$37.45M · min. income ≈ HK$363,034/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,019
−HK$10,267/mo
▼ 0.25% · 3.875%
HK$195,116
−HK$5,170/mo
Today · 4.125%
HK$200,286
baseline
▲ 0.50% · 4.625%
HK$210,843
+HK$10,557/mo
Deposit HK$4.16M · loan HK$37.45M · min. income ≈ HK$400,572/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,621 · Scale 2, in force from 26 Feb 2026)