LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,490
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,785
−HK$300/mo
Today · 4.125%
HK$10,085
baseline
▲ 0.50% · 4.625%
HK$10,698
+HK$613/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$20,170/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$32,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,557
−HK$571/mo
▼ 0.25% · 3.875%
HK$10,840
−HK$288/mo
Today · 4.125%
HK$11,128
baseline
▲ 0.50% · 4.625%
HK$11,714
+HK$586/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$22,256/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$32,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,388
−HK$714/mo
▼ 0.25% · 3.875%
HK$11,742
−HK$360/mo
Today · 4.125%
HK$12,102
baseline
▲ 0.50% · 4.625%
HK$12,838
+HK$736/mo
Deposit HK$1.66M · loan HK$2.50M · min. income ≈ HK$24,204/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$32,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,669
−HK$684/mo
▼ 0.25% · 3.875%
HK$13,008
−HK$345/mo
Today · 4.125%
HK$13,353
baseline
▲ 0.50% · 4.625%
HK$14,057
+HK$704/mo
Deposit HK$1.66M · loan HK$2.50M · min. income ≈ HK$26,706/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$32,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,286
−HK$833/mo
▼ 0.25% · 3.875%
HK$13,699
−HK$420/mo
Today · 4.125%
HK$14,119
baseline
▲ 0.50% · 4.625%
HK$14,978
+HK$859/mo
Deposit HK$1.25M · loan HK$2.91M · min. income ≈ HK$28,238/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$32,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,780
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,176
−HK$403/mo
Today · 4.125%
HK$15,579
baseline
▲ 0.50% · 4.625%
HK$16,400
+HK$821/mo
Deposit HK$1.25M · loan HK$2.91M · min. income ≈ HK$31,158/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$32,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,081
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,613
−HK$540/mo
Today · 4.125%
HK$18,153
baseline
▲ 0.50% · 4.625%
HK$19,257
+HK$1,104/mo
Deposit HK$416K · loan HK$3.75M · min. income ≈ HK$36,306/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$32,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,003
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,512
−HK$518/mo
Today · 4.125%
HK$20,030
baseline
▲ 0.50% · 4.625%
HK$21,085
+HK$1,055/mo
Deposit HK$416K · loan HK$3.75M · min. income ≈ HK$40,060/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$32,432 · Scale 2, in force from 26 Feb 2026)