LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,901
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$97,853
−HK$2,999/mo
Today · 4.125%
HK$100,852
baseline
▲ 0.50% · 4.625%
HK$106,989
+HK$6,137/mo
Deposit HK$20.81M · loan HK$20.81M · min. income ≈ HK$201,704/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$1,768,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,576
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,408
−HK$2,872/mo
Today · 4.125%
HK$111,280
baseline
▲ 0.50% · 4.625%
HK$117,146
+HK$5,866/mo
Deposit HK$20.81M · loan HK$20.81M · min. income ≈ HK$222,560/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$1,768,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,881
−HK$7,142/mo
▼ 0.25% · 3.875%
HK$117,424
−HK$3,599/mo
Today · 4.125%
HK$121,023
baseline
▲ 0.50% · 4.625%
HK$128,387
+HK$7,364/mo
Deposit HK$16.65M · loan HK$24.97M · min. income ≈ HK$242,046/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,768,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,692
−HK$6,844/mo
▼ 0.25% · 3.875%
HK$130,090
−HK$3,446/mo
Today · 4.125%
HK$133,536
baseline
▲ 0.50% · 4.625%
HK$140,575
+HK$7,039/mo
Deposit HK$16.65M · loan HK$24.97M · min. income ≈ HK$267,072/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,768,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,861
−HK$8,332/mo
▼ 0.25% · 3.875%
HK$136,994
−HK$4,199/mo
Today · 4.125%
HK$141,193
baseline
▲ 0.50% · 4.625%
HK$149,784
+HK$8,591/mo
Deposit HK$12.49M · loan HK$29.13M · min. income ≈ HK$282,386/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,807
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$151,771
−HK$4,022/mo
Today · 4.125%
HK$155,793
baseline
▲ 0.50% · 4.625%
HK$164,005
+HK$8,212/mo
Deposit HK$12.49M · loan HK$29.13M · min. income ≈ HK$311,586/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,822
−HK$10,712/mo
▼ 0.25% · 3.875%
HK$176,135
−HK$5,399/mo
Today · 4.125%
HK$181,534
baseline
▲ 0.50% · 4.625%
HK$192,580
+HK$11,046/mo
Deposit HK$4.16M · loan HK$37.46M · min. income ≈ HK$363,068/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,038
−HK$10,267/mo
▼ 0.25% · 3.875%
HK$195,134
−HK$5,171/mo
Today · 4.125%
HK$200,305
baseline
▲ 0.50% · 4.625%
HK$210,863
+HK$10,558/mo
Deposit HK$4.16M · loan HK$37.46M · min. income ≈ HK$400,610/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,790 · Scale 2, in force from 26 Feb 2026)