LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,490
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,786
−HK$299/mo
Today · 4.125%
HK$10,085
baseline
▲ 0.50% · 4.625%
HK$10,699
+HK$614/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$20,170/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$32,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,558
−HK$570/mo
▼ 0.25% · 3.875%
HK$10,841
−HK$287/mo
Today · 4.125%
HK$11,128
baseline
▲ 0.50% · 4.625%
HK$11,715
+HK$587/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$22,256/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$32,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,388
−HK$715/mo
▼ 0.25% · 3.875%
HK$11,743
−HK$360/mo
Today · 4.125%
HK$12,103
baseline
▲ 0.50% · 4.625%
HK$12,839
+HK$736/mo
Deposit HK$1.66M · loan HK$2.50M · min. income ≈ HK$24,206/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$32,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,669
−HK$685/mo
▼ 0.25% · 3.875%
HK$13,009
−HK$345/mo
Today · 4.125%
HK$13,354
baseline
▲ 0.50% · 4.625%
HK$14,058
+HK$704/mo
Deposit HK$1.66M · loan HK$2.50M · min. income ≈ HK$26,708/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$32,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,286
−HK$834/mo
▼ 0.25% · 3.875%
HK$13,700
−HK$420/mo
Today · 4.125%
HK$14,120
baseline
▲ 0.50% · 4.625%
HK$14,979
+HK$859/mo
Deposit HK$1.25M · loan HK$2.91M · min. income ≈ HK$28,240/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$32,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,781
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,177
−HK$403/mo
Today · 4.125%
HK$15,580
baseline
▲ 0.50% · 4.625%
HK$16,401
+HK$821/mo
Deposit HK$1.25M · loan HK$2.91M · min. income ≈ HK$31,160/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$32,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,083
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,614
−HK$540/mo
Today · 4.125%
HK$18,154
baseline
▲ 0.50% · 4.625%
HK$19,258
+HK$1,104/mo
Deposit HK$416K · loan HK$3.75M · min. income ≈ HK$36,308/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$32,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,004
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,514
−HK$517/mo
Today · 4.125%
HK$20,031
baseline
▲ 0.50% · 4.625%
HK$21,087
+HK$1,056/mo
Deposit HK$416K · loan HK$3.75M · min. income ≈ HK$40,062/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$32,491 · Scale 2, in force from 26 Feb 2026)