LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,905
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$97,857
−HK$2,999/mo
Today · 4.125%
HK$100,856
baseline
▲ 0.50% · 4.625%
HK$106,993
+HK$6,137/mo
Deposit HK$20.81M · loan HK$20.81M · min. income ≈ HK$201,712/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$1,768,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,581
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,412
−HK$2,873/mo
Today · 4.125%
HK$111,285
baseline
▲ 0.50% · 4.625%
HK$117,151
+HK$5,866/mo
Deposit HK$20.81M · loan HK$20.81M · min. income ≈ HK$222,570/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$1,768,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,886
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$117,428
−HK$3,599/mo
Today · 4.125%
HK$121,027
baseline
▲ 0.50% · 4.625%
HK$128,392
+HK$7,365/mo
Deposit HK$16.65M · loan HK$24.97M · min. income ≈ HK$242,054/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,768,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,697
−HK$6,845/mo
▼ 0.25% · 3.875%
HK$130,095
−HK$3,447/mo
Today · 4.125%
HK$133,542
baseline
▲ 0.50% · 4.625%
HK$140,581
+HK$7,039/mo
Deposit HK$16.65M · loan HK$24.97M · min. income ≈ HK$267,084/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,768,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,867
−HK$8,332/mo
▼ 0.25% · 3.875%
HK$137,000
−HK$4,199/mo
Today · 4.125%
HK$141,199
baseline
▲ 0.50% · 4.625%
HK$149,790
+HK$8,591/mo
Deposit HK$12.49M · loan HK$29.13M · min. income ≈ HK$282,398/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,813
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$151,777
−HK$4,022/mo
Today · 4.125%
HK$155,799
baseline
▲ 0.50% · 4.625%
HK$164,011
+HK$8,212/mo
Deposit HK$12.49M · loan HK$29.13M · min. income ≈ HK$311,598/mo (50% DSR)
Upfront cash ≈ HK$14.25M (deposit + AVD stamp duty HK$1,768,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,829
−HK$10,712/mo
▼ 0.25% · 3.875%
HK$176,142
−HK$5,399/mo
Today · 4.125%
HK$181,541
baseline
▲ 0.50% · 4.625%
HK$192,588
+HK$11,047/mo
Deposit HK$4.16M · loan HK$37.46M · min. income ≈ HK$363,082/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,045
−HK$10,268/mo
▼ 0.25% · 3.875%
HK$195,142
−HK$5,171/mo
Today · 4.125%
HK$200,313
baseline
▲ 0.50% · 4.625%
HK$210,872
+HK$10,559/mo
Deposit HK$4.16M · loan HK$37.46M · min. income ≈ HK$400,626/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,861 · Scale 2, in force from 26 Feb 2026)