LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,906
−HK$5,951/mo
▼ 0.25% · 3.875%
HK$97,858
−HK$2,999/mo
Today · 4.125%
HK$100,857
baseline
▲ 0.50% · 4.625%
HK$106,994
+HK$6,137/mo
Deposit HK$20.81M · loan HK$20.81M · min. income ≈ HK$201,714/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$1,768,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,582
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$108,413
−HK$2,873/mo
Today · 4.125%
HK$111,286
baseline
▲ 0.50% · 4.625%
HK$117,152
+HK$5,866/mo
Deposit HK$20.81M · loan HK$20.81M · min. income ≈ HK$222,572/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$1,768,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,887
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$117,429
−HK$3,599/mo
Today · 4.125%
HK$121,028
baseline
▲ 0.50% · 4.625%
HK$128,393
+HK$7,365/mo
Deposit HK$16.65M · loan HK$24.97M · min. income ≈ HK$242,056/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,768,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,698
−HK$6,845/mo
▼ 0.25% · 3.875%
HK$130,096
−HK$3,447/mo
Today · 4.125%
HK$133,543
baseline
▲ 0.50% · 4.625%
HK$140,582
+HK$7,039/mo
Deposit HK$16.65M · loan HK$24.97M · min. income ≈ HK$267,086/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,768,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,868
−HK$8,332/mo
▼ 0.25% · 3.875%
HK$137,001
−HK$4,199/mo
Today · 4.125%
HK$141,200
baseline
▲ 0.50% · 4.625%
HK$149,792
+HK$8,592/mo
Deposit HK$12.49M · loan HK$29.13M · min. income ≈ HK$282,400/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,768,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,814
−HK$7,986/mo
▼ 0.25% · 3.875%
HK$151,778
−HK$4,022/mo
Today · 4.125%
HK$155,800
baseline
▲ 0.50% · 4.625%
HK$164,013
+HK$8,213/mo
Deposit HK$12.49M · loan HK$29.13M · min. income ≈ HK$311,600/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,768,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,830
−HK$10,713/mo
▼ 0.25% · 3.875%
HK$176,144
−HK$5,399/mo
Today · 4.125%
HK$181,543
baseline
▲ 0.50% · 4.625%
HK$192,589
+HK$11,046/mo
Deposit HK$4.16M · loan HK$37.46M · min. income ≈ HK$363,086/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,047
−HK$10,267/mo
▼ 0.25% · 3.875%
HK$195,144
−HK$5,170/mo
Today · 4.125%
HK$200,314
baseline
▲ 0.50% · 4.625%
HK$210,873
+HK$10,559/mo
Deposit HK$4.16M · loan HK$37.46M · min. income ≈ HK$400,628/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,768,876 · Scale 2, in force from 26 Feb 2026)