LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,922
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,875
−HK$3,000/mo
Today · 4.125%
HK$100,875
baseline
▲ 0.50% · 4.625%
HK$107,013
+HK$6,138/mo
Deposit HK$20.81M · loan HK$20.81M · min. income ≈ HK$201,750/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$1,769,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,600
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$108,432
−HK$2,873/mo
Today · 4.125%
HK$111,305
baseline
▲ 0.50% · 4.625%
HK$117,172
+HK$5,867/mo
Deposit HK$20.81M · loan HK$20.81M · min. income ≈ HK$222,610/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$1,769,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,907
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$117,450
−HK$3,600/mo
Today · 4.125%
HK$121,050
baseline
▲ 0.50% · 4.625%
HK$128,415
+HK$7,365/mo
Deposit HK$16.65M · loan HK$24.98M · min. income ≈ HK$242,100/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,769,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,720
−HK$6,846/mo
▼ 0.25% · 3.875%
HK$130,118
−HK$3,448/mo
Today · 4.125%
HK$133,566
baseline
▲ 0.50% · 4.625%
HK$140,607
+HK$7,041/mo
Deposit HK$16.65M · loan HK$24.98M · min. income ≈ HK$267,132/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,769,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,891
−HK$8,333/mo
▼ 0.25% · 3.875%
HK$137,025
−HK$4,199/mo
Today · 4.125%
HK$141,224
baseline
▲ 0.50% · 4.625%
HK$149,818
+HK$8,594/mo
Deposit HK$12.49M · loan HK$29.14M · min. income ≈ HK$282,448/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,769,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,840
−HK$7,987/mo
▼ 0.25% · 3.875%
HK$151,805
−HK$4,022/mo
Today · 4.125%
HK$155,827
baseline
▲ 0.50% · 4.625%
HK$164,041
+HK$8,214/mo
Deposit HK$12.49M · loan HK$29.14M · min. income ≈ HK$311,654/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,769,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,860
−HK$10,714/mo
▼ 0.25% · 3.875%
HK$176,175
−HK$5,399/mo
Today · 4.125%
HK$181,574
baseline
▲ 0.50% · 4.625%
HK$192,623
+HK$11,049/mo
Deposit HK$4.16M · loan HK$37.47M · min. income ≈ HK$363,148/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,769,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,080
−HK$10,269/mo
▼ 0.25% · 3.875%
HK$195,178
−HK$5,171/mo
Today · 4.125%
HK$200,349
baseline
▲ 0.50% · 4.625%
HK$210,910
+HK$10,561/mo
Deposit HK$4.16M · loan HK$37.47M · min. income ≈ HK$400,698/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,769,184 · Scale 2, in force from 26 Feb 2026)