LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,928
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,881
−HK$3,000/mo
Today · 4.125%
HK$100,881
baseline
▲ 0.50% · 4.625%
HK$107,019
+HK$6,138/mo
Deposit HK$20.82M · loan HK$20.82M · min. income ≈ HK$201,762/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$1,769,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,607
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$108,439
−HK$2,873/mo
Today · 4.125%
HK$111,312
baseline
▲ 0.50% · 4.625%
HK$117,180
+HK$5,868/mo
Deposit HK$20.82M · loan HK$20.82M · min. income ≈ HK$222,624/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$1,769,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,914
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$117,457
−HK$3,600/mo
Today · 4.125%
HK$121,057
baseline
▲ 0.50% · 4.625%
HK$128,423
+HK$7,366/mo
Deposit HK$16.65M · loan HK$24.98M · min. income ≈ HK$242,114/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,769,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,728
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$130,127
−HK$3,448/mo
Today · 4.125%
HK$133,575
baseline
▲ 0.50% · 4.625%
HK$140,616
+HK$7,041/mo
Deposit HK$16.65M · loan HK$24.98M · min. income ≈ HK$267,150/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,769,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,899
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$137,033
−HK$4,200/mo
Today · 4.125%
HK$141,233
baseline
▲ 0.50% · 4.625%
HK$149,827
+HK$8,594/mo
Deposit HK$12.49M · loan HK$29.14M · min. income ≈ HK$282,466/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,769,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,849
−HK$7,988/mo
▼ 0.25% · 3.875%
HK$151,815
−HK$4,022/mo
Today · 4.125%
HK$155,837
baseline
▲ 0.50% · 4.625%
HK$164,052
+HK$8,215/mo
Deposit HK$12.49M · loan HK$29.14M · min. income ≈ HK$311,674/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,769,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,871
−HK$10,715/mo
▼ 0.25% · 3.875%
HK$176,186
−HK$5,400/mo
Today · 4.125%
HK$181,586
baseline
▲ 0.50% · 4.625%
HK$192,635
+HK$11,049/mo
Deposit HK$4.16M · loan HK$37.47M · min. income ≈ HK$363,172/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,769,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,092
−HK$10,270/mo
▼ 0.25% · 3.875%
HK$195,190
−HK$5,172/mo
Today · 4.125%
HK$200,362
baseline
▲ 0.50% · 4.625%
HK$210,923
+HK$10,561/mo
Deposit HK$4.16M · loan HK$37.47M · min. income ≈ HK$400,724/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,769,296 · Scale 2, in force from 26 Feb 2026)