LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,931
−HK$5,953/mo
▼ 0.25% · 3.875%
HK$97,884
−HK$3,000/mo
Today · 4.125%
HK$100,884
baseline
▲ 0.50% · 4.625%
HK$107,023
+HK$6,139/mo
Deposit HK$20.82M · loan HK$20.82M · min. income ≈ HK$201,768/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$1,769,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,610
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,442
−HK$2,874/mo
Today · 4.125%
HK$111,316
baseline
▲ 0.50% · 4.625%
HK$117,183
+HK$5,867/mo
Deposit HK$20.82M · loan HK$20.82M · min. income ≈ HK$222,632/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$1,769,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,917
−HK$7,144/mo
▼ 0.25% · 3.875%
HK$117,461
−HK$3,600/mo
Today · 4.125%
HK$121,061
baseline
▲ 0.50% · 4.625%
HK$128,427
+HK$7,366/mo
Deposit HK$16.65M · loan HK$24.98M · min. income ≈ HK$242,122/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,769,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,732
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$130,131
−HK$3,448/mo
Today · 4.125%
HK$133,579
baseline
▲ 0.50% · 4.625%
HK$140,620
+HK$7,041/mo
Deposit HK$16.65M · loan HK$24.98M · min. income ≈ HK$267,158/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,769,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,904
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$137,038
−HK$4,200/mo
Today · 4.125%
HK$141,238
baseline
▲ 0.50% · 4.625%
HK$149,832
+HK$8,594/mo
Deposit HK$12.49M · loan HK$29.14M · min. income ≈ HK$282,476/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,769,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,854
−HK$7,988/mo
▼ 0.25% · 3.875%
HK$151,819
−HK$4,023/mo
Today · 4.125%
HK$155,842
baseline
▲ 0.50% · 4.625%
HK$164,057
+HK$8,215/mo
Deposit HK$12.49M · loan HK$29.14M · min. income ≈ HK$311,684/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,769,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,876
−HK$10,716/mo
▼ 0.25% · 3.875%
HK$176,191
−HK$5,401/mo
Today · 4.125%
HK$181,592
baseline
▲ 0.50% · 4.625%
HK$192,641
+HK$11,049/mo
Deposit HK$4.16M · loan HK$37.47M · min. income ≈ HK$363,184/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,769,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,098
−HK$10,270/mo
▼ 0.25% · 3.875%
HK$195,196
−HK$5,172/mo
Today · 4.125%
HK$200,368
baseline
▲ 0.50% · 4.625%
HK$210,930
+HK$10,562/mo
Deposit HK$4.16M · loan HK$37.47M · min. income ≈ HK$400,736/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,769,351 · Scale 2, in force from 26 Feb 2026)