LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,937
−HK$5,954/mo
▼ 0.25% · 3.875%
HK$97,890
−HK$3,001/mo
Today · 4.125%
HK$100,891
baseline
▲ 0.50% · 4.625%
HK$107,029
+HK$6,138/mo
Deposit HK$20.82M · loan HK$20.82M · min. income ≈ HK$201,782/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$1,769,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,617
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$108,449
−HK$2,874/mo
Today · 4.125%
HK$111,323
baseline
▲ 0.50% · 4.625%
HK$117,191
+HK$5,868/mo
Deposit HK$20.82M · loan HK$20.82M · min. income ≈ HK$222,646/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$1,769,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,925
−HK$7,144/mo
▼ 0.25% · 3.875%
HK$117,468
−HK$3,601/mo
Today · 4.125%
HK$121,069
baseline
▲ 0.50% · 4.625%
HK$128,435
+HK$7,366/mo
Deposit HK$16.65M · loan HK$24.98M · min. income ≈ HK$242,138/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,769,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,740
−HK$6,847/mo
▼ 0.25% · 3.875%
HK$130,139
−HK$3,448/mo
Today · 4.125%
HK$133,587
baseline
▲ 0.50% · 4.625%
HK$140,629
+HK$7,042/mo
Deposit HK$16.65M · loan HK$24.98M · min. income ≈ HK$267,174/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,769,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,912
−HK$8,335/mo
▼ 0.25% · 3.875%
HK$137,046
−HK$4,201/mo
Today · 4.125%
HK$141,247
baseline
▲ 0.50% · 4.625%
HK$149,841
+HK$8,594/mo
Deposit HK$12.49M · loan HK$29.14M · min. income ≈ HK$282,494/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,769,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,863
−HK$7,989/mo
▼ 0.25% · 3.875%
HK$151,829
−HK$4,023/mo
Today · 4.125%
HK$155,852
baseline
▲ 0.50% · 4.625%
HK$164,067
+HK$8,215/mo
Deposit HK$12.49M · loan HK$29.14M · min. income ≈ HK$311,704/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,769,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,887
−HK$10,716/mo
▼ 0.25% · 3.875%
HK$176,202
−HK$5,401/mo
Today · 4.125%
HK$181,603
baseline
▲ 0.50% · 4.625%
HK$192,653
+HK$11,050/mo
Deposit HK$4.16M · loan HK$37.47M · min. income ≈ HK$363,206/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,769,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,110
−HK$10,271/mo
▼ 0.25% · 3.875%
HK$195,209
−HK$5,172/mo
Today · 4.125%
HK$200,381
baseline
▲ 0.50% · 4.625%
HK$210,943
+HK$10,562/mo
Deposit HK$4.16M · loan HK$37.47M · min. income ≈ HK$400,762/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,769,463 · Scale 2, in force from 26 Feb 2026)