LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,954
−HK$5,955/mo
▼ 0.25% · 3.875%
HK$97,908
−HK$3,001/mo
Today · 4.125%
HK$100,909
baseline
▲ 0.50% · 4.625%
HK$107,049
+HK$6,140/mo
Deposit HK$20.82M · loan HK$20.82M · min. income ≈ HK$201,818/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$1,769,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,635
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,469
−HK$2,874/mo
Today · 4.125%
HK$111,343
baseline
▲ 0.50% · 4.625%
HK$117,212
+HK$5,869/mo
Deposit HK$20.82M · loan HK$20.82M · min. income ≈ HK$222,686/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$1,769,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,945
−HK$7,145/mo
▼ 0.25% · 3.875%
HK$117,489
−HK$3,601/mo
Today · 4.125%
HK$121,090
baseline
▲ 0.50% · 4.625%
HK$128,458
+HK$7,368/mo
Deposit HK$16.66M · loan HK$24.99M · min. income ≈ HK$242,180/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,769,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,763
−HK$6,848/mo
▼ 0.25% · 3.875%
HK$130,162
−HK$3,449/mo
Today · 4.125%
HK$133,611
baseline
▲ 0.50% · 4.625%
HK$140,654
+HK$7,043/mo
Deposit HK$16.66M · loan HK$24.99M · min. income ≈ HK$267,222/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,769,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,936
−HK$8,336/mo
▼ 0.25% · 3.875%
HK$137,071
−HK$4,201/mo
Today · 4.125%
HK$141,272
baseline
▲ 0.50% · 4.625%
HK$149,868
+HK$8,596/mo
Deposit HK$12.49M · loan HK$29.15M · min. income ≈ HK$282,544/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,769,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,890
−HK$7,990/mo
▼ 0.25% · 3.875%
HK$151,856
−HK$4,024/mo
Today · 4.125%
HK$155,880
baseline
▲ 0.50% · 4.625%
HK$164,096
+HK$8,216/mo
Deposit HK$12.49M · loan HK$29.15M · min. income ≈ HK$311,760/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,769,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,917
−HK$10,718/mo
▼ 0.25% · 3.875%
HK$176,234
−HK$5,401/mo
Today · 4.125%
HK$181,635
baseline
▲ 0.50% · 4.625%
HK$192,688
+HK$11,053/mo
Deposit HK$4.16M · loan HK$37.48M · min. income ≈ HK$363,270/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,769,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,144
−HK$10,273/mo
▼ 0.25% · 3.875%
HK$195,243
−HK$5,174/mo
Today · 4.125%
HK$200,417
baseline
▲ 0.50% · 4.625%
HK$210,981
+HK$10,564/mo
Deposit HK$4.16M · loan HK$37.48M · min. income ≈ HK$400,834/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,769,779 · Scale 2, in force from 26 Feb 2026)