LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,496
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,791
−HK$300/mo
Today · 4.125%
HK$10,091
baseline
▲ 0.50% · 4.625%
HK$10,705
+HK$614/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$20,182/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$32,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,564
−HK$571/mo
▼ 0.25% · 3.875%
HK$10,847
−HK$288/mo
Today · 4.125%
HK$11,135
baseline
▲ 0.50% · 4.625%
HK$11,722
+HK$587/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$22,270/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$32,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,395
−HK$714/mo
▼ 0.25% · 3.875%
HK$11,749
−HK$360/mo
Today · 4.125%
HK$12,109
baseline
▲ 0.50% · 4.625%
HK$12,846
+HK$737/mo
Deposit HK$1.67M · loan HK$2.50M · min. income ≈ HK$24,218/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$32,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,677
−HK$685/mo
▼ 0.25% · 3.875%
HK$13,017
−HK$345/mo
Today · 4.125%
HK$13,362
baseline
▲ 0.50% · 4.625%
HK$14,066
+HK$704/mo
Deposit HK$1.67M · loan HK$2.50M · min. income ≈ HK$26,724/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$32,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,294
−HK$834/mo
▼ 0.25% · 3.875%
HK$13,707
−HK$421/mo
Today · 4.125%
HK$14,128
baseline
▲ 0.50% · 4.625%
HK$14,987
+HK$859/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$28,256/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$32,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,789
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,186
−HK$402/mo
Today · 4.125%
HK$15,588
baseline
▲ 0.50% · 4.625%
HK$16,410
+HK$822/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$31,176/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$32,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,092
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,624
−HK$540/mo
Today · 4.125%
HK$18,164
baseline
▲ 0.50% · 4.625%
HK$19,269
+HK$1,105/mo
Deposit HK$416K · loan HK$3.75M · min. income ≈ HK$36,328/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$32,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,015
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,525
−HK$517/mo
Today · 4.125%
HK$20,042
baseline
▲ 0.50% · 4.625%
HK$21,099
+HK$1,057/mo
Deposit HK$416K · loan HK$3.75M · min. income ≈ HK$40,084/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$32,962 · Scale 2, in force from 26 Feb 2026)