LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,962
−HK$5,955/mo
▼ 0.25% · 3.875%
HK$97,915
−HK$3,002/mo
Today · 4.125%
HK$100,917
baseline
▲ 0.50% · 4.625%
HK$107,057
+HK$6,140/mo
Deposit HK$20.82M · loan HK$20.82M · min. income ≈ HK$201,834/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$1,769,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,644
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$108,477
−HK$2,874/mo
Today · 4.125%
HK$111,351
baseline
▲ 0.50% · 4.625%
HK$117,221
+HK$5,870/mo
Deposit HK$20.82M · loan HK$20.82M · min. income ≈ HK$222,702/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$1,769,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,954
−HK$7,146/mo
▼ 0.25% · 3.875%
HK$117,499
−HK$3,601/mo
Today · 4.125%
HK$121,100
baseline
▲ 0.50% · 4.625%
HK$128,468
+HK$7,368/mo
Deposit HK$16.66M · loan HK$24.99M · min. income ≈ HK$242,200/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,769,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,773
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$130,173
−HK$3,449/mo
Today · 4.125%
HK$133,622
baseline
▲ 0.50% · 4.625%
HK$140,665
+HK$7,043/mo
Deposit HK$16.66M · loan HK$24.99M · min. income ≈ HK$267,244/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,769,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,946
−HK$8,337/mo
▼ 0.25% · 3.875%
HK$137,082
−HK$4,201/mo
Today · 4.125%
HK$141,283
baseline
▲ 0.50% · 4.625%
HK$149,880
+HK$8,597/mo
Deposit HK$12.49M · loan HK$29.15M · min. income ≈ HK$282,566/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,769,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,901
−HK$7,991/mo
▼ 0.25% · 3.875%
HK$151,868
−HK$4,024/mo
Today · 4.125%
HK$155,892
baseline
▲ 0.50% · 4.625%
HK$164,109
+HK$8,217/mo
Deposit HK$12.49M · loan HK$29.15M · min. income ≈ HK$311,784/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,769,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,931
−HK$10,719/mo
▼ 0.25% · 3.875%
HK$176,248
−HK$5,402/mo
Today · 4.125%
HK$181,650
baseline
▲ 0.50% · 4.625%
HK$192,703
+HK$11,053/mo
Deposit HK$4.16M · loan HK$37.48M · min. income ≈ HK$363,300/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,769,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,159
−HK$10,274/mo
▼ 0.25% · 3.875%
HK$195,259
−HK$5,174/mo
Today · 4.125%
HK$200,433
baseline
▲ 0.50% · 4.625%
HK$210,998
+HK$10,565/mo
Deposit HK$4.16M · loan HK$37.48M · min. income ≈ HK$400,866/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,769,919 · Scale 2, in force from 26 Feb 2026)