LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,965
−HK$5,955/mo
▼ 0.25% · 3.875%
HK$97,919
−HK$3,001/mo
Today · 4.125%
HK$100,920
baseline
▲ 0.50% · 4.625%
HK$107,061
+HK$6,141/mo
Deposit HK$20.82M · loan HK$20.82M · min. income ≈ HK$201,840/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$1,769,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,647
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,481
−HK$2,874/mo
Today · 4.125%
HK$111,355
baseline
▲ 0.50% · 4.625%
HK$117,225
+HK$5,870/mo
Deposit HK$20.82M · loan HK$20.82M · min. income ≈ HK$222,710/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$1,769,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,958
−HK$7,146/mo
▼ 0.25% · 3.875%
HK$117,502
−HK$3,602/mo
Today · 4.125%
HK$121,104
baseline
▲ 0.50% · 4.625%
HK$128,473
+HK$7,369/mo
Deposit HK$16.66M · loan HK$24.99M · min. income ≈ HK$242,208/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,769,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,777
−HK$6,849/mo
▼ 0.25% · 3.875%
HK$130,177
−HK$3,449/mo
Today · 4.125%
HK$133,626
baseline
▲ 0.50% · 4.625%
HK$140,670
+HK$7,044/mo
Deposit HK$16.66M · loan HK$24.99M · min. income ≈ HK$267,252/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,769,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,951
−HK$8,337/mo
▼ 0.25% · 3.875%
HK$137,086
−HK$4,202/mo
Today · 4.125%
HK$141,288
baseline
▲ 0.50% · 4.625%
HK$149,885
+HK$8,597/mo
Deposit HK$12.49M · loan HK$29.15M · min. income ≈ HK$282,576/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,769,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,906
−HK$7,991/mo
▼ 0.25% · 3.875%
HK$151,873
−HK$4,024/mo
Today · 4.125%
HK$155,897
baseline
▲ 0.50% · 4.625%
HK$164,115
+HK$8,218/mo
Deposit HK$12.49M · loan HK$29.15M · min. income ≈ HK$311,794/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,769,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,937
−HK$10,719/mo
▼ 0.25% · 3.875%
HK$176,254
−HK$5,402/mo
Today · 4.125%
HK$181,656
baseline
▲ 0.50% · 4.625%
HK$192,709
+HK$11,053/mo
Deposit HK$4.16M · loan HK$37.48M · min. income ≈ HK$363,312/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,769,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,165
−HK$10,274/mo
▼ 0.25% · 3.875%
HK$195,265
−HK$5,174/mo
Today · 4.125%
HK$200,439
baseline
▲ 0.50% · 4.625%
HK$211,005
+HK$10,566/mo
Deposit HK$4.16M · loan HK$37.48M · min. income ≈ HK$400,878/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,769,977 · Scale 2, in force from 26 Feb 2026)