LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,969
−HK$5,955/mo
▼ 0.25% · 3.875%
HK$97,923
−HK$3,001/mo
Today · 4.125%
HK$100,924
baseline
▲ 0.50% · 4.625%
HK$107,065
+HK$6,141/mo
Deposit HK$20.82M · loan HK$20.82M · min. income ≈ HK$201,848/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$1,770,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,652
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$108,485
−HK$2,875/mo
Today · 4.125%
HK$111,360
baseline
▲ 0.50% · 4.625%
HK$117,230
+HK$5,870/mo
Deposit HK$20.82M · loan HK$20.82M · min. income ≈ HK$222,720/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$1,770,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,962
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$117,507
−HK$3,602/mo
Today · 4.125%
HK$121,109
baseline
▲ 0.50% · 4.625%
HK$128,478
+HK$7,369/mo
Deposit HK$16.66M · loan HK$24.99M · min. income ≈ HK$242,218/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,770,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,782
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$130,182
−HK$3,450/mo
Today · 4.125%
HK$133,632
baseline
▲ 0.50% · 4.625%
HK$140,675
+HK$7,043/mo
Deposit HK$16.66M · loan HK$24.99M · min. income ≈ HK$267,264/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,770,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,956
−HK$8,338/mo
▼ 0.25% · 3.875%
HK$137,092
−HK$4,202/mo
Today · 4.125%
HK$141,294
baseline
▲ 0.50% · 4.625%
HK$149,891
+HK$8,597/mo
Deposit HK$12.49M · loan HK$29.15M · min. income ≈ HK$282,588/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,770,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,912
−HK$7,991/mo
▼ 0.25% · 3.875%
HK$151,879
−HK$4,024/mo
Today · 4.125%
HK$155,903
baseline
▲ 0.50% · 4.625%
HK$164,121
+HK$8,218/mo
Deposit HK$12.49M · loan HK$29.15M · min. income ≈ HK$311,806/mo (50% DSR)
Upfront cash ≈ HK$14.26M (deposit + AVD stamp duty HK$1,770,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,943
−HK$10,720/mo
▼ 0.25% · 3.875%
HK$176,261
−HK$5,402/mo
Today · 4.125%
HK$181,663
baseline
▲ 0.50% · 4.625%
HK$192,717
+HK$11,054/mo
Deposit HK$4.16M · loan HK$37.48M · min. income ≈ HK$363,326/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,770,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,173
−HK$10,274/mo
▼ 0.25% · 3.875%
HK$195,273
−HK$5,174/mo
Today · 4.125%
HK$200,447
baseline
▲ 0.50% · 4.625%
HK$211,013
+HK$10,566/mo
Deposit HK$4.16M · loan HK$37.48M · min. income ≈ HK$400,894/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$1,770,049 · Scale 2, in force from 26 Feb 2026)