LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,497
−HK$596/mo
▼ 0.25% · 3.875%
HK$9,793
−HK$300/mo
Today · 4.125%
HK$10,093
baseline
▲ 0.50% · 4.625%
HK$10,707
+HK$614/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$20,186/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$33,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,566
−HK$571/mo
▼ 0.25% · 3.875%
HK$10,849
−HK$288/mo
Today · 4.125%
HK$11,137
baseline
▲ 0.50% · 4.625%
HK$11,724
+HK$587/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$22,274/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$33,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,397
−HK$714/mo
▼ 0.25% · 3.875%
HK$11,751
−HK$360/mo
Today · 4.125%
HK$12,111
baseline
▲ 0.50% · 4.625%
HK$12,848
+HK$737/mo
Deposit HK$1.67M · loan HK$2.50M · min. income ≈ HK$24,222/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$33,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,679
−HK$685/mo
▼ 0.25% · 3.875%
HK$13,019
−HK$345/mo
Today · 4.125%
HK$13,364
baseline
▲ 0.50% · 4.625%
HK$14,068
+HK$704/mo
Deposit HK$1.67M · loan HK$2.50M · min. income ≈ HK$26,728/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$33,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,296
−HK$834/mo
▼ 0.25% · 3.875%
HK$13,710
−HK$420/mo
Today · 4.125%
HK$14,130
baseline
▲ 0.50% · 4.625%
HK$14,990
+HK$860/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$28,260/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$33,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,792
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,189
−HK$402/mo
Today · 4.125%
HK$15,591
baseline
▲ 0.50% · 4.625%
HK$16,413
+HK$822/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$31,182/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$33,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,095
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$17,627
−HK$540/mo
Today · 4.125%
HK$18,167
baseline
▲ 0.50% · 4.625%
HK$19,273
+HK$1,106/mo
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$36,334/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$33,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,018
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,528
−HK$518/mo
Today · 4.125%
HK$20,046
baseline
▲ 0.50% · 4.625%
HK$21,102
+HK$1,056/mo
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$40,092/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$33,107 · Scale 2, in force from 26 Feb 2026)