LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,975
−HK$5,956/mo
▼ 0.25% · 3.875%
HK$97,930
−HK$3,001/mo
Today · 4.125%
HK$100,931
baseline
▲ 0.50% · 4.625%
HK$107,073
+HK$6,142/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$201,862/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$1,770,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,659
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$108,493
−HK$2,875/mo
Today · 4.125%
HK$111,368
baseline
▲ 0.50% · 4.625%
HK$117,238
+HK$5,870/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$222,736/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$1,770,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,970
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$117,515
−HK$3,602/mo
Today · 4.125%
HK$121,117
baseline
▲ 0.50% · 4.625%
HK$128,487
+HK$7,370/mo
Deposit HK$16.66M · loan HK$24.99M · min. income ≈ HK$242,234/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,770,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,791
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$130,191
−HK$3,450/mo
Today · 4.125%
HK$133,641
baseline
▲ 0.50% · 4.625%
HK$140,685
+HK$7,044/mo
Deposit HK$16.66M · loan HK$24.99M · min. income ≈ HK$267,282/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,770,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,965
−HK$8,339/mo
▼ 0.25% · 3.875%
HK$137,101
−HK$4,203/mo
Today · 4.125%
HK$141,304
baseline
▲ 0.50% · 4.625%
HK$149,902
+HK$8,598/mo
Deposit HK$12.50M · loan HK$29.16M · min. income ≈ HK$282,608/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,923
−HK$7,992/mo
▼ 0.25% · 3.875%
HK$151,890
−HK$4,025/mo
Today · 4.125%
HK$155,915
baseline
▲ 0.50% · 4.625%
HK$164,133
+HK$8,218/mo
Deposit HK$12.50M · loan HK$29.16M · min. income ≈ HK$311,830/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,956
−HK$10,720/mo
▼ 0.25% · 3.875%
HK$176,273
−HK$5,403/mo
Today · 4.125%
HK$181,676
baseline
▲ 0.50% · 4.625%
HK$192,731
+HK$11,055/mo
Deposit HK$4.17M · loan HK$37.49M · min. income ≈ HK$363,352/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,186
−HK$10,276/mo
▼ 0.25% · 3.875%
HK$195,287
−HK$5,175/mo
Today · 4.125%
HK$200,462
baseline
▲ 0.50% · 4.625%
HK$211,028
+HK$10,566/mo
Deposit HK$4.17M · loan HK$37.49M · min. income ≈ HK$400,924/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,174 · Scale 2, in force from 26 Feb 2026)