LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,983
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,938
−HK$3,002/mo
Today · 4.125%
HK$100,940
baseline
▲ 0.50% · 4.625%
HK$107,082
+HK$6,142/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$201,880/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$1,770,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,668
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$108,502
−HK$2,875/mo
Today · 4.125%
HK$111,377
baseline
▲ 0.50% · 4.625%
HK$117,248
+HK$5,871/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$222,754/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$1,770,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,980
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$117,526
−HK$3,602/mo
Today · 4.125%
HK$121,128
baseline
▲ 0.50% · 4.625%
HK$128,498
+HK$7,370/mo
Deposit HK$16.66M · loan HK$24.99M · min. income ≈ HK$242,256/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,770,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,802
−HK$6,850/mo
▼ 0.25% · 3.875%
HK$130,203
−HK$3,449/mo
Today · 4.125%
HK$133,652
baseline
▲ 0.50% · 4.625%
HK$140,697
+HK$7,045/mo
Deposit HK$16.66M · loan HK$24.99M · min. income ≈ HK$267,304/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,770,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,977
−HK$8,339/mo
▼ 0.25% · 3.875%
HK$137,113
−HK$4,203/mo
Today · 4.125%
HK$141,316
baseline
▲ 0.50% · 4.625%
HK$149,914
+HK$8,598/mo
Deposit HK$12.50M · loan HK$29.16M · min. income ≈ HK$282,632/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,935
−HK$7,993/mo
▼ 0.25% · 3.875%
HK$151,903
−HK$4,025/mo
Today · 4.125%
HK$155,928
baseline
▲ 0.50% · 4.625%
HK$164,147
+HK$8,219/mo
Deposit HK$12.50M · loan HK$29.16M · min. income ≈ HK$311,856/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,970
−HK$10,722/mo
▼ 0.25% · 3.875%
HK$176,288
−HK$5,404/mo
Today · 4.125%
HK$181,692
baseline
▲ 0.50% · 4.625%
HK$192,747
+HK$11,055/mo
Deposit HK$4.17M · loan HK$37.49M · min. income ≈ HK$363,384/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,203
−HK$10,276/mo
▼ 0.25% · 3.875%
HK$195,304
−HK$5,175/mo
Today · 4.125%
HK$200,479
baseline
▲ 0.50% · 4.625%
HK$211,046
+HK$10,567/mo
Deposit HK$4.17M · loan HK$37.49M · min. income ≈ HK$400,958/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,326 · Scale 2, in force from 26 Feb 2026)