LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,984
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,939
−HK$3,002/mo
Today · 4.125%
HK$100,941
baseline
▲ 0.50% · 4.625%
HK$107,083
+HK$6,142/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$201,882/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$1,770,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,669
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$108,503
−HK$2,875/mo
Today · 4.125%
HK$111,378
baseline
▲ 0.50% · 4.625%
HK$117,249
+HK$5,871/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$222,756/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$1,770,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,981
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$117,527
−HK$3,602/mo
Today · 4.125%
HK$121,129
baseline
▲ 0.50% · 4.625%
HK$128,499
+HK$7,370/mo
Deposit HK$16.66M · loan HK$24.99M · min. income ≈ HK$242,258/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,770,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,803
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$130,204
−HK$3,450/mo
Today · 4.125%
HK$133,654
baseline
▲ 0.50% · 4.625%
HK$140,699
+HK$7,045/mo
Deposit HK$16.66M · loan HK$24.99M · min. income ≈ HK$267,308/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,770,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,978
−HK$8,339/mo
▼ 0.25% · 3.875%
HK$137,114
−HK$4,203/mo
Today · 4.125%
HK$141,317
baseline
▲ 0.50% · 4.625%
HK$149,916
+HK$8,599/mo
Deposit HK$12.50M · loan HK$29.16M · min. income ≈ HK$282,634/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,937
−HK$7,992/mo
▼ 0.25% · 3.875%
HK$151,904
−HK$4,025/mo
Today · 4.125%
HK$155,929
baseline
▲ 0.50% · 4.625%
HK$164,149
+HK$8,220/mo
Deposit HK$12.50M · loan HK$29.16M · min. income ≈ HK$311,858/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,972
−HK$10,721/mo
▼ 0.25% · 3.875%
HK$176,290
−HK$5,403/mo
Today · 4.125%
HK$181,693
baseline
▲ 0.50% · 4.625%
HK$192,749
+HK$11,056/mo
Deposit HK$4.17M · loan HK$37.49M · min. income ≈ HK$363,386/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,204
−HK$10,277/mo
▼ 0.25% · 3.875%
HK$195,306
−HK$5,175/mo
Today · 4.125%
HK$200,481
baseline
▲ 0.50% · 4.625%
HK$211,048
+HK$10,567/mo
Deposit HK$4.17M · loan HK$37.49M · min. income ≈ HK$400,962/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,342 · Scale 2, in force from 26 Feb 2026)