LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,499
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,794
−HK$300/mo
Today · 4.125%
HK$10,094
baseline
▲ 0.50% · 4.625%
HK$10,708
+HK$614/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$20,188/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$33,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,567
−HK$571/mo
▼ 0.25% · 3.875%
HK$10,850
−HK$288/mo
Today · 4.125%
HK$11,138
baseline
▲ 0.50% · 4.625%
HK$11,725
+HK$587/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$22,276/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$33,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,398
−HK$715/mo
▼ 0.25% · 3.875%
HK$11,753
−HK$360/mo
Today · 4.125%
HK$12,113
baseline
▲ 0.50% · 4.625%
HK$12,850
+HK$737/mo
Deposit HK$1.67M · loan HK$2.50M · min. income ≈ HK$24,226/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$33,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,680
−HK$686/mo
▼ 0.25% · 3.875%
HK$13,021
−HK$345/mo
Today · 4.125%
HK$13,366
baseline
▲ 0.50% · 4.625%
HK$14,070
+HK$704/mo
Deposit HK$1.67M · loan HK$2.50M · min. income ≈ HK$26,732/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$33,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,298
−HK$834/mo
▼ 0.25% · 3.875%
HK$13,712
−HK$420/mo
Today · 4.125%
HK$14,132
baseline
▲ 0.50% · 4.625%
HK$14,992
+HK$860/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$28,264/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$33,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,794
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,191
−HK$402/mo
Today · 4.125%
HK$15,593
baseline
▲ 0.50% · 4.625%
HK$16,415
+HK$822/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$31,186/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$33,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,097
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,629
−HK$541/mo
Today · 4.125%
HK$18,170
baseline
▲ 0.50% · 4.625%
HK$19,275
+HK$1,105/mo
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$36,340/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$33,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,021
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$19,531
−HK$517/mo
Today · 4.125%
HK$20,048
baseline
▲ 0.50% · 4.625%
HK$21,105
+HK$1,057/mo
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$40,096/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$33,214 · Scale 2, in force from 26 Feb 2026)