LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,992
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,947
−HK$3,002/mo
Today · 4.125%
HK$100,949
baseline
▲ 0.50% · 4.625%
HK$107,091
+HK$6,142/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$201,898/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$1,770,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,677
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$108,512
−HK$2,875/mo
Today · 4.125%
HK$111,387
baseline
▲ 0.50% · 4.625%
HK$117,258
+HK$5,871/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$222,774/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$1,770,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,990
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$117,536
−HK$3,602/mo
Today · 4.125%
HK$121,138
baseline
▲ 0.50% · 4.625%
HK$128,509
+HK$7,371/mo
Deposit HK$16.66M · loan HK$25.00M · min. income ≈ HK$242,276/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,770,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,813
−HK$6,851/mo
▼ 0.25% · 3.875%
HK$130,214
−HK$3,450/mo
Today · 4.125%
HK$133,664
baseline
▲ 0.50% · 4.625%
HK$140,710
+HK$7,046/mo
Deposit HK$16.66M · loan HK$25.00M · min. income ≈ HK$267,328/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,770,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,989
−HK$8,339/mo
▼ 0.25% · 3.875%
HK$137,125
−HK$4,203/mo
Today · 4.125%
HK$141,328
baseline
▲ 0.50% · 4.625%
HK$149,928
+HK$8,600/mo
Deposit HK$12.50M · loan HK$29.16M · min. income ≈ HK$282,656/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,948
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$151,916
−HK$4,026/mo
Today · 4.125%
HK$155,942
baseline
▲ 0.50% · 4.625%
HK$164,161
+HK$8,219/mo
Deposit HK$12.50M · loan HK$29.16M · min. income ≈ HK$311,884/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,985
−HK$10,723/mo
▼ 0.25% · 3.875%
HK$176,304
−HK$5,404/mo
Today · 4.125%
HK$181,708
baseline
▲ 0.50% · 4.625%
HK$192,764
+HK$11,056/mo
Deposit HK$4.17M · loan HK$37.49M · min. income ≈ HK$363,416/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,219
−HK$10,277/mo
▼ 0.25% · 3.875%
HK$195,321
−HK$5,175/mo
Today · 4.125%
HK$200,496
baseline
▲ 0.50% · 4.625%
HK$211,065
+HK$10,569/mo
Deposit HK$4.17M · loan HK$37.49M · min. income ≈ HK$400,992/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,482 · Scale 2, in force from 26 Feb 2026)