LTV · monthly repayment
▼ 0.50% · 3.625%
HK$94,994
−HK$5,957/mo
▼ 0.25% · 3.875%
HK$97,949
−HK$3,002/mo
Today · 4.125%
HK$100,951
baseline
▲ 0.50% · 4.625%
HK$107,094
+HK$6,143/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$201,902/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$1,770,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,680
−HK$5,710/mo
▼ 0.25% · 3.875%
HK$108,514
−HK$2,876/mo
Today · 4.125%
HK$111,390
baseline
▲ 0.50% · 4.625%
HK$117,261
+HK$5,871/mo
Deposit HK$20.83M · loan HK$20.83M · min. income ≈ HK$222,780/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$1,770,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,993
−HK$7,148/mo
▼ 0.25% · 3.875%
HK$117,539
−HK$3,602/mo
Today · 4.125%
HK$121,141
baseline
▲ 0.50% · 4.625%
HK$128,513
+HK$7,372/mo
Deposit HK$16.66M · loan HK$25.00M · min. income ≈ HK$242,282/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,770,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,816
−HK$6,852/mo
▼ 0.25% · 3.875%
HK$130,217
−HK$3,451/mo
Today · 4.125%
HK$133,668
baseline
▲ 0.50% · 4.625%
HK$140,713
+HK$7,045/mo
Deposit HK$16.66M · loan HK$25.00M · min. income ≈ HK$267,336/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,770,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,992
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$137,129
−HK$4,203/mo
Today · 4.125%
HK$141,332
baseline
▲ 0.50% · 4.625%
HK$149,931
+HK$8,599/mo
Deposit HK$12.50M · loan HK$29.16M · min. income ≈ HK$282,664/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,952
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$151,920
−HK$4,026/mo
Today · 4.125%
HK$155,946
baseline
▲ 0.50% · 4.625%
HK$164,166
+HK$8,220/mo
Deposit HK$12.50M · loan HK$29.16M · min. income ≈ HK$311,892/mo (50% DSR)
Upfront cash ≈ HK$14.27M (deposit + AVD stamp duty HK$1,770,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,990
−HK$10,722/mo
▼ 0.25% · 3.875%
HK$176,308
−HK$5,404/mo
Today · 4.125%
HK$181,712
baseline
▲ 0.50% · 4.625%
HK$192,769
+HK$11,057/mo
Deposit HK$4.17M · loan HK$37.49M · min. income ≈ HK$363,424/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$190,224
−HK$10,277/mo
▼ 0.25% · 3.875%
HK$195,326
−HK$5,175/mo
Today · 4.125%
HK$200,501
baseline
▲ 0.50% · 4.625%
HK$211,070
+HK$10,569/mo
Deposit HK$4.17M · loan HK$37.49M · min. income ≈ HK$401,002/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$1,770,527 · Scale 2, in force from 26 Feb 2026)