LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,500
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,795
−HK$300/mo
Today · 4.125%
HK$10,095
baseline
▲ 0.50% · 4.625%
HK$10,710
+HK$615/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$20,190/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$33,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,568
−HK$571/mo
▼ 0.25% · 3.875%
HK$10,852
−HK$287/mo
Today · 4.125%
HK$11,139
baseline
▲ 0.50% · 4.625%
HK$11,726
+HK$587/mo
Deposit HK$2.08M · loan HK$2.08M · min. income ≈ HK$22,278/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$33,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,400
−HK$714/mo
▼ 0.25% · 3.875%
HK$11,754
−HK$360/mo
Today · 4.125%
HK$12,114
baseline
▲ 0.50% · 4.625%
HK$12,852
+HK$738/mo
Deposit HK$1.67M · loan HK$2.50M · min. income ≈ HK$24,228/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$33,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,682
−HK$685/mo
▼ 0.25% · 3.875%
HK$13,022
−HK$345/mo
Today · 4.125%
HK$13,367
baseline
▲ 0.50% · 4.625%
HK$14,072
+HK$705/mo
Deposit HK$1.67M · loan HK$2.50M · min. income ≈ HK$26,734/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$33,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,299
−HK$834/mo
▼ 0.25% · 3.875%
HK$13,713
−HK$420/mo
Today · 4.125%
HK$14,133
baseline
▲ 0.50% · 4.625%
HK$14,993
+HK$860/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$28,266/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$33,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,796
−HK$799/mo
▼ 0.25% · 3.875%
HK$15,192
−HK$403/mo
Today · 4.125%
HK$15,595
baseline
▲ 0.50% · 4.625%
HK$16,417
+HK$822/mo
Deposit HK$1.25M · loan HK$2.92M · min. income ≈ HK$31,190/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$33,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,099
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,631
−HK$541/mo
Today · 4.125%
HK$18,172
baseline
▲ 0.50% · 4.625%
HK$19,277
+HK$1,105/mo
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$36,344/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$33,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,023
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,533
−HK$518/mo
Today · 4.125%
HK$20,051
baseline
▲ 0.50% · 4.625%
HK$21,108
+HK$1,057/mo
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$40,102/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$33,309 · Scale 2, in force from 26 Feb 2026)